The funds parked in the account can be utilised to make payments subject to RBI guidelines. Foreign currency debits to the account will be made only by way of DD or TT for payments made abroad. As far as rupee debits are concerned the customer can withdraw cash in Indian currency from the account and convert the funds back into rupees without any restrictions. The foreign currency denominated cheques will issued to the customers and will be payable only at the issuing branch and over the counter. These cheques will not be presented in clearing.