Gold Loan

Get easy loans against your gold ornaments with attractive interest
rates and convenient repayment

Get easy loans against your gold ornaments with attractive interest rates and convenient repayment

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Agricultural Gold Loan

Agricultural Gold Loan is a financial tool specifically designed to address the needs of farmers. It empowers them to leverage their existing gold holdings, like jewellery or ornaments, as collateral to secure a loan for various agricultural purposes. These purposes include purchasing seeds, fertilisers and equipment or covering other operational costs. Discover the benefits of Gold Loans for farmers for funding agricultural expenses.

Higher Loan Limits

Attractive Interest Rates

Hassle-free Loans

Convenient Repayment

Features and Benefits of Agriculture Gold Loan

Gold Loans

Flexible loan amounts tailored to your needs: Customise your loan according to your requirements. Avail any amount between ₹25,001 and ₹40,00,000 as per your need.

Secure your gold storage: Your gold is stored in the bank’s vault, thereby ensuring its safety

Quick, hassle-free loan disbursal: Get disbursement within 60 minutes via various channels, including account transfer, NEFT or RTGS

Visit your nearest branch for prompt assistance: Our team is ready to help whenever you need support.

Renewal on request: Gold loan accounts can be renewed upon your request for continued convenience and flexibility.

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Overdraft

Flexible loan amounts: Access gold overdraft of amounts between ₹25,001 to ₹40,00,000 as needed for your requirements.

Quick Sanction & Disbursement: Get disbursement within 60 minutes, facilitating interest payable on utilised amount.

Easy access: Access funds conveniently with the option to withdraw money via cheque or ATM card. Gold Overdraft facility offers multiple withdrawal and deposit options.

Internet banking: Monitor your account online, including account usage details through internet banking, ensuring easy access to your balance information.

Flexible tenure: Gold Overdraft facility offers a tenure of 12 months for repayment.

Using gold ornaments for the Overdraft: You can withdraw as needed and pay interest solely on the utilised amount.

Asset safety: Safeguard your gold investments with top-tier security by storing them in reputable bank vaults.

Renewal on request: You have the option to renew or enhance the loan for gold overdraft facilities.

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Frequently Asked Questions

What is an Agri Gold Loan?

Farmers can obtain quick, hassle-free loans secured by gold assets, empowering them with flexible financial solutions.

What is the interest rate for agricultural Gold Loans?

The interest rate on Gold Loan for farmers varies as it is linked to the MCLR. Axis Bank offers an LTV of 75% for Gold Loan for farmers.

How does a Gold Loan for farmers work?

Farmers can leverage their gold assets to secure loans, providing immediate liquidity for agricultural needs with minimal documentation and quick processing.

What benefits do farmers receive through Agri Gold Loans?

Agri Gold Loans offer farmers quick access to funds, enabling them to meet agricultural expenses promptly, with flexible repayment options tailored to their needs.

What is the minimum loan amount for Agri Gold Loans?

The minimum amount for Agri Gold Loans is ₹25,001 and Gold Loan Overdraft facility is given from ₹25,001 - ₹40,00,000.

Various accounts that ensure
ease of operation for you

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Agricultural Gold Loan

Higher Loan Limits

Attractive Interest Rates

Hassle-free Loans

Convenient Repayment

Features and Benefits of Agriculture Gold Loan

Gold Loans

Overdraft

Frequently Asked Questions

What is an Agri Gold Loan?

What is the interest rate for agricultural Gold Loans?

How does a Gold Loan for farmers work?

What benefits do farmers receive through Agri Gold Loans?

What is the minimum loan amount for Agri Gold Loans?

Various accounts that ensure
ease of operation for you

Important Links

Related Links

Useful Links

Progress with us Blog

NRE or NRO – Which Account Best Suits Your Needs?

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Agricultural Gold Loan

Higher Loan Limits

Attractive Interest Rates

Hassle-free Loans

Convenient Repayment

Features and Benefits of Agriculture Gold Loan

Gold Loans

Overdraft

Frequently Asked Questions

What is an Agri Gold Loan?

What is the interest rate for agricultural Gold Loans?

How does a Gold Loan for farmers work?

What benefits do farmers receive through Agri Gold Loans?

What is the minimum loan amount for Agri Gold Loans?

Various accounts that ensure ease of operation for you

Important Links

Related Links

Useful Links

Progress with us Blog

NRE or NRO – Which Account Best Suits Your Needs?

Related Products for you

TractorLoans

MSME SamriddhiLoans

FarmerFunding

Warehouse Receipt Loans

Various accounts that ensure
ease of operation for you