• Axis Bank locations:
  With our large network of branches, we are able to collect your locally payable cheques across the country. Our branches are equipped to handle large volume of instruments and ensure that the funds are pooled as per the agreed timelines even before the same are realised.
• Non Axis Bank locations:
  Currently we have Correspondent Banking arrangement with multiple Banks to use their branch network. We have appointed our Co-ordinators at various locations to facilitate your cheque pick-ups and ensure that they are immediately processed in the local clearing through a Correspondent Bank.

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• Axis Bank locations:
  Our wide network of Branches ensures that most of your outstation cheques would be covered within Axis Bank network. This would result in faster realisation of funds. Further, funds can be pooled into your account even before the instruments are realised as per the arrangement.
• Non Axis Bank locations:
  To further extend our offering to process your Outstation Cheques at Non Axis Bank locations, we have tied up with other banks to act as our Correspondent Bank and ensure that all your Outstation Cheques are collected and immediately presented for clearing.
• Remote Locations:
  There could be a possibility wherein the location where the outstation cheque is drawn on is not covered under our extended network with correspondent banks. We still can offer you to collect the same and send it directly to the Drawee location for realisation.

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We handle the complete life cycle of the Post Dated Cheques till they are realized. All the activities like maintaining PDC inventories, retrieval and depositing the cheque for payment, re-presentation of a bounced cheque and exception handling (stop payment etc.) are conducted by the Bank on behalf of its customers.

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At Axis Bank, we offer solutions to meet Bulk Collection Requirements ie, Post Dated Cheques (PDCs), Bulk Collections through Cheque clearing or ECS debit services, etc. The Bank processes collections in a convenient and efficient way to avoid any reconciliation issues. We have required infrastructure, technology and capability to manage and handle PDCs through our dedicated team that manages inventory of cheques and timely presentation of the same, well supported with MIS ensuring maximum benefits to your organisation.

• Utility bill collection:
  Axis bank offers ease & convenience to its customers and utility subscribers in their bill payment by facilitating bill payments via online & offline modes for various utility service providers.


The various popular channels offered by Bank for bill payment are:
• Online Mode:

Electronic Clearing Services (ECS)
Collection through Internet and ATM for common customers
Collection through Bill payment Kiosks
• Offline Mode:

Drop boxes at branches of Axis bank/Departmental stores/Mobile Galleries
Onsite and Offsite ATMs
Pick up from customer service centres and other authorised outlets

Presently the bank has tied up with utility service providers like MTNL, BPL Mobile, AIRTEL, Reliance Energy, Mahan agar Gas, NDPL and more in the pipe line.

The Axis bank's extensive network & prominently placed ATMs provide reach and access for customers to pay their bills. Bill payment service from Axis bank has a robust and proven technology to ensure reliability, security and performance and is aptly supported by a dedicated desk for efficient functioning and customer service.

Our wide network of Branches facilitates IPO collection across the country. Thus all the activities like Collecting the Application Forms and the Instrument, Processing the Instruments, Pooling the funds to the designated Account and Consolidated Report/MIS generation form part of our end to end solution for IPO Collection.

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ECS Debit is an electronic clearing system that facilitates paperless debit transaction. Axis Bank facilitates ECS Debit on all the locations that are activated by the respective local clearing houses. We accept the electronic file centrally for all the locations and arrange to upload it at the RBI site. The realised funds gets pooled to a centralized account.