• The MFI should be in existence for a reasonable period with a proven record of managing a successful micro-credit programme
• High level of transparency and good governance practices
• The MFI have achieved minimum out reach of around 2,500 members
• The MFI should move on a clear and credible path to operational and financial self-sufficiency
• The MFI shall have proper accounting policies and good MIS system preferably computerized MIS
• MFI shall have satisfactory management and possess competent and adequate staff for proper appraisal and intensive supervision
• The portfolio at risk (60 days) should be less than 3%, with a reasonable minimum portfolio size
• Rate of interest charged by the MFIs should be with in the legal framework of RBI and Govt of India and respective State Govts

We assure you a long-term symbiotic relationship.

Note: All loans are at the sole discretion of the Bank.