Personnel from the following forces are eligible for this account. Retired personnel can also avail of the mentioned benefits as long as the account has been opened when in active service.

• Personnel of Army, Navy, Air Force and the Coast Guard
• Paramilitary Services (BSF, CRPF, NSG, NCC, Territorial Army)
• Retired and Short Service Commission officers would also be eligible - provided the accounts are opened while they are in active service.
• Civilians posted at Defence establishments like training schools, canteens, etc. on a permanent basis