Priority Salary Account

Priority Salary Account

Priority Salary Account

Get your Priority Salary Account

Earn eDGE LOYALTY REWARDS

With Axis Bank's Priority Salary Account, experience the best in class service and enjoy other exclusive privileges.

Axis Priority Privileges

  • Exclusive premium service through Banking Privileges, Lifestyle privileges & Investment privileges
  • Access to Premium Banking branches
  • Dedicated Relationship Manager for all banking needs

Convenience in banking

  • Bank at any of our over 1600 branches and a network of over 10000 ATMs spread across more than 1000 centers
  • Unlimited free multi-city at par cheque books
  • Unlimited free Pay Orders / Demand Drafts drawn at Axis Bank locations per quarter
  • No commission charged on collection of outstation cheques drawn on Axis Bank locations
  • Electronic Fund Transfer facility across all banks in India
  • Internet Banking with secure fund transfer facility (with 2-factor authentication) to self and third party accounts
  • 24x7 convenience at no charges with Axis Mobile
  • SMS Banking* with features such as alerts on debits / credits over Rs.5,000/- balance enquiry, enquiry on last 3 transactions and status of cheque clearance etc
  • Free consolidated Quarterly statement in physical form and option of free monthly e-statements

eDGE Loyalty Rewards Program

Presenting eDGE Loyalty Rewards, our bank wide loyalty program where you can earn points on your Savings Account transactions like

  • Monthly Credit Transactions amounting to Rs. 50,000 or more
  • Electronic Clearance System Transactions
  • Standing Instructions
  • Opening a Recurring Deposit account of Rs. 2000 or more
  • Opening an AxisDirect account

Now you can earn points by maintaining a minimum monthly balance of Rs. 25,000.

Our program lets you indulge in 500 fabulous rewards spread across multiple categories - Dream Rewards, Little Treats, Favourites, Amazing Deals, What’s new etc.

Click here to see our exciting rewards catalogue!

Debit Card

  • Free Visa Priority Platinum Debit Card for primary accountholder with annual charges waived
  • Unlimited free cash withdrawals on all ATMs (Axis Bank ATMs and Other Bank ATMs)
  • Enhanced limit of Rs.1,00,000 on cash withdrawals
  • Purchase transaction limit of Rs.4 lakhs in a day
  • Nil Fuel Surcharge
  • Lounge Access
  • Reward Points
  • Occasion based cash back offers

Protection for self, family and assets

  • Personal Accident Cover of up to Rs.5 lakh on Visa Priority Platinum Debit Card, as per Bank's extant guidelines [With effect from 01.04.2013, to keep the personal accident insurance cover activated, the Cardholder should have made a purchase transaction in 180 days prior to the day of the incident. A report would also have to be made to Axis Bank within 90 days of a personal accident or 30 days of loss of card.]
  • Zero Lost Card Liability on Debit Card: As an Axis Bank Debit Card customer, you will be insured for risk of loss due to fraudulent use of a lost or stolen or missing debit card. All you need to do is communicate the loss of your card by calling our 24-hour customer service number.
  • Purchase protection: All consumer durable goods purchased using the debit card are insured against fire, natural calamity, burglary and housebreaking up to 90 days from the date of purchase, eligible for a combined lost card liability and purchase protection of up to Rs.1,50,000.
  • Life Insurance solutions in association with Max Life Insurance Co Ltd

Benefits for the family

  • Easy access to cash with Visa Priority Platinum Debit Card for joint accountholder with no issuance charges. Annual charges of Rs.200 waived, subject to total purchase transactions in the year exceeding Rs.50,000
  • Extend the Priority Banking benefits to maximum of 3 family members under the Family Banking program and also enjoy the flexibility of maintaining the AQB requirements through a spread across the primary and family accounts.

In case of exigency

  • Overdraft facility with extended limit of 2/3 times of the net salary (average of 3 months) as per eligibility. This limit is capped at Rs.1,00,000 which is available for tenure of 12 months
  • Preferential rates on Personal Loans, Auto Loans and Home Loans, as per eligibility criteria

Terms & Conditions

Savings Account under Salary power scheme is a special account offered to customers with regular direct salary credits coming into this account. In case, the monthly salary is not credited into the account for more than 3 consecutive months, the special features offered under the said Account stands withdrawn and the account shall be treated as Normal Savings Account under our standard charge structure and Average Quarterly Balance (AQB) is required to be maintained, and all charges shall be levied and applied as applicable to normal savings accounts. Moreover the Know Your Customer must be complied with as applicable to a Normal Savings Bank account and documents are to be submitted, failing which there would be a credit freeze marked on the said account. The features of Normal Savings Bank Account and charge structure is available on bank's website – www.axisbank.com. You may please contact your nearest Axis Bank branch for further details.

To know more about your Axis Bank Priority Banking Privileges, click here

* For Charges Applicable, click here to know more

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