Smart Advantage is an exclusive insurance cover specially designed for the holders of Special Women's Account that covers woman related diseases. This insurance protects the woman against the risk of serious illness. It gives the policyholder the security of knowing that a guaranteed cash sum will be paid in case she is diagnosed with a life-threatening illness. The insurance is available at a nominal premium to existing Special Women's Account holders.

Coverage and Benefits

• Critical Illness Benefit:
  100% of the sum assured would be payable in case the insured is diagnosed with critical illness like Breast Cancer, Fallopian tube cancer, Uterine or Cervical Cancer, Ovarian Cancer, Vaginal Cancer, Paralysis, Multi-trauma, Burns etc.
• Congenital Disability Benefit:
  50% of the sum assured would be payable to the insured upon the birth of a child with congenital disabilities like Down's Syndrome, Congenital cyanotic heart disease, Tracheo-esophageal fistula, Cleft palate with or without cleft lip, Spina bifida
• Children Education Bonus:
  Rs 25,000 is payable for future education of children on the diagnosis of critical illness of the insured
• Loss of Job as covered in the policy:
  Working women would get Rs 25,000 in the event of losing her job within a period of three months of the date of diagnosis of any of the critical illness

Available at a nominal annual premium based on sum insured and age of the customer

(exclusive of Service Tax)