Gold Debit Card

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Gold Debit Card

Earn eDGE LOYALTY REWARDSAxis Bank's Gold Debit Card is more than just a debit card. It comes with a host of enhanced benefits and reward program. It is exclusively issued to our Premium Salary account customers, it is a result of our constant endeavour to understand your requirements and design products and services keeping you in mind.

The benefits of Axis Bank Gold Debit Card include:

Flexibility of usage

This debit card gives you instant access to your account, whenever you wish to make a purchase, or transact at any Visa ATM (Automated Teller Machine) in India or abroad. With your Gold Debit Card, you get unlimited free transactions at other Bank's ATMs in India. Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any Axis Bank ATM or Visa ATM. Please note that while using your debit card at merchant establishments and also at any non-Axis Bank ATM (especially in other countries) you can access only your primary accounts linked to the card.

Worldwide reach

This International Visa Card is accepted at over 28,000 Visa ATMs (which includes over 2764 Axis Bank ATMs) and more than 3,50,000 Point of Sale terminals in India. It is accepted at more than 1 million Visa enabled ATMs and more than 26 million Visa enabled POS (Point Of Sale) terminals worldwide.

eDGE Loyalty Rewards Program

The Gold Debit Card comes with an exciting eDGE Loyalty Rewards program. It allows you to earn eDGE Loyalty Rewards points on your spends at merchant outlets. The accumulated reward points can be spent on over 500 carefully selected reward items just for you to make your card experience more rewarding!

Earn 1 eDGE Loyalty Rewards Points for every Rs. 200 spent on your card. All you need is just 300 points for a well-deserved 'Rewards' from our 6 exciting categories - 'Dream Rewards, Little Indulgences, Favourites, Amazing Deals, Festive Specials and What’s new'.

Click here to see our exciting rewards catalogue!

Fuel Surcharge Waiver

On using your Gold Debit Card for fuel purchases, you get a full waiver of fuel surcharge that would be normally applicable otherwise.

Note :- There will be a cap of Rs. 200 on the monthly amount of fuel surcharge waived and no reward points will be awarded on fuel purchases.

Additional safety and enhanced insurance*

The Axis Bank Visa Gold Debit Card comes with special insurance features that protect you and your loved ones.

  • Zero Lost Card Liability: As an Axis Bank Debit Card customer, you will be insured for risk of loss due to fraudulent use of a lost or stolen or missing debit card. All you need to do is communicate the loss of your card by calling our 24-hour customer service number.
  • Purchase Protection: All consumer durable goods purchased using the debit card are insured against fire, natural calamity, burglary and housebreaking upto 90 days from the date of purchase. You will be eligible for a combined lost card liability and purchase protection of upto Rs 1.75 lakh.
  • Personal Accident Cover of up to Rs 5,00,000: In the unfortunate event of loss of life in a mishap, the customer's beneficiaries will receive the benefit of accident insurance of up to Rs 5 lakh.

Note :- *To avail of the insurance cover, a report would have to be made to Axis Bank within 90 days of a personal accident or 30 days of loss of card. The insurance cover would be activated if you have made at least one POS transaction within 180 days prior to the date of the mishap.

Special offers and discounts at merchant establishments on card usage

In order to provide you with the best services not only in banking but also in other facets of your lifestyle, we have tied up with leading restaurants, shopping establishments, hotels, resorts etc, to bring you exclusive discounts and offers. These offers are valid only through your Gold Debit Card.

Click here for exciting offers on your Gold Debit Card

Enhanced limits for cash withdrawal

Especially for Gold Debit Card customers, the daily ATM Cash Withdrawal Limit has been enhanced to Rs 50,000 per day at all Axis Bank ATMs. The daily POS limit for VISA Gold is Rs 3,50,000# & Master Gold is Rs. 4,00,000# at Merchant Establishments, and is subject to the balances held in the account.

24-Hour Emergency Helpline

You can call our Emergency Helpline for Card Blocking 91-22- 67987700. Our Customer Service Executives will assist you.

Customer Service Contact

To access Phone Banking services from anywhere in India, from a Landline or Cell phone please dial any of our following 3 Toll Free Phone Banking Numbers:

  • 1800 233 5577
  • 1800 209 5577
  • 1800 103 5577

What Do I Get?

You get these exciting features and privileges with your Gold Debit Card:

Feature Cost Your Savings
Free unlimited transactions at other bank's ATMs Rs 1,920 (Assuming 2 cash withdrawals and 4 balance enquiries every month) Rs 1,920
Free Accidental Death cover of Rs 5 lacs Rs 500 (*Source: SBI Life) Rs 500
Free Purchase Protection of Rs 1.75 lacs Rs 175 (*Oriental General Insurance Company) Rs 175
Petrol surcharge waiver Rs 250 (Assuming annual buy of Rs 10,000 at petrol bunks) Rs 250
Total savings   Rs 2,845

Note : It is mandatory to get the Axis Bank Debit Card registered to Verified by Visa / MasterCard SecureCode in order to transact online. For more information on Verified by Visa / MasterCard SecureCode Click here

Urgent & Important - Starting February 1, 2010, a new set of charges will be applicable on the usage of various Axis Bank Debit Card variants for domestic non-Axis Bank ATM cash withdrawal transactions. For more information, click here.

Important Information

  1. Starting December 1, 2013, the domestic POS limit per day on the Axis Bank Visa Gold Debit Card & MasterCard Gold Debit Card will be revised from Rs. 175,000 to Rs. 3,50,000 & Rs. 4,00,000 respectively.

    #W.E.F. December 1, 2013
  2. Starting February 1, 2013, the additional charge on international cash withdrawals and purchase transactions using your International Debit Card will be revised from 3% to 3.5% of the total Rupee value of your transaction. All other charges will continue to remain the same.

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