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Lower Interest Rate of 1.95% p.m
Enjoy one of the lowest interest rate in industry on your Easy Gold Credit Card.
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Fuel Surcharge Waiver
With your Easy Gold Credit Card enjoy fuel surcharge waiver of 2.5%.
The offer is valid across all petrol stations in India for a minimum transaction amount of Rs. 400 and a maximum of Rs. 4,000*.
*No PlusPoints are earned on fuel transactions made using your Axis Bank Credit Card.
No refund shall be provided for Service Tax charged on the surcharge.
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Free credit period of up to 50 days
Get upto 50 days free credit period* on your purchase transactions without any finance charge being levied to your card account.
*Applicable only if there is no outstanding on the card account i.e., previous bill has been settled in full by the payment due date. Not applicable to cash transactions.
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Rewards Program
- Earn 1 PlusPoint for every Rs.100 spent on your card
- Earn 2 PlusPoints for every Rs. 100 spent on International Spends
PlusPoints can be redeemed against exciting Gifts, Merchandise, Gift Vouchers, or set off against Annual Fees on your credit card. You need to accumulate 500 PlusPoints in order to start redeeming.
To view Gold PlusPoints Rewards, Click here.
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Comprehensive Insurance Cover
The Easy Gold Credit Card provides you with a comprehensive Insurance Cover of Rs. 4,50,000. This includes Personal Accident Cover, Lost Card Liability and Credit Shield.
| S. No. |
Cover Type |
Amount (in Rs.) |
| 1 |
Personal Accident Cover |
3,00,000 |
| 2 |
Lost Card Liability |
1,00,000 |
| 3 |
Credit Shield |
50,000 |
Conditions Apply
With effect from Mar 1, 2011, Personal Accident and Credit Shield covers on your Axis Bank Credit Card are being withdrawn.
Cover and Claim Procedure
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Mobile Alerts
Apart from receiving regular alerts on your mobile phone on outstanding amounts, payments made, bill generation, etc., you have an option to subscribe to the enhanced Mobile Alerts.
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Global Acceptance
The Easy Gold Credit Card helps you to be in control anywhere in the world. The Easy Gold Credit Card is accepted at over 23 million VISA accepting merchant establishments world-wide. This is in addition to over 2,50,000 VISA merchant establishments in India and Nepal. What's more, you can now buy in any currency and pay back later in Indian Rupees.
Please Note: As per the RBI guidelines, you can use your card in Nepal and Bhutan for transactions in Indian Rupees only.
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Global Emergency Assistance
Easy Gold Credit Card enables you to access the VISA International Global Card Assistance Services. This service provides you the facility to report the loss of your card as well as request for an emergency Replacement Card, or for emergency cash advances that will be sent to your overseas location.
A fee is applicable for this service. Please call the Bank to get a copy of the VISA Global Assistance Service numbers abroad.
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Revolve Facility
Get Extended Credit Facility with Easy Gold Credit Card, where you may buy a product anytime and choose to pay in installments as per your convenience.
The repayment options available to you is as below:
- Pay only the Minimum Amount Due (5% of the bill amount subject to a minimum of Rs 100) and remaining amount can be paid in subsequent months
- Pay the total amount due
- Pay any amount ranging from the minimum amount due to the total amount due
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Balance Transfer
Transfer your existing balance from other credit cards to your Axis Bank Credit Card at a special rate of interest and save substantially.
Click here to know more
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Cash Advance Facility
You can use your Easy Gold Credit Card to withdraw cash up to 40% of your credit limit from over 1 million VISA ATMs (Automated Teller Machines) around the world. In India, you can access cash around the-clock, 365 days a year from any of the 18,000 ATMs that display the VISA sign.
You can also increase the cash withdrawal limit to up to 100% of your credit limit of Easy Credit Card by placing a request with Customer Care.
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Auto Debit Facility
If you are an existing Axis Bank account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto Debit:
- Debit Total Amount Due
- Debit Minimum Amount Due (5% of the outstanding amount)
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EMI Facility
EMI feature on Easy Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs
Click here to know more
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