Axis Bank presents an exclusive credit card for exclusive people - Gold Credit Card. With it you can access special features and avail the best benefits.
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PlusPoint Rewards
With your Axis Bank Credit Card, you earn 1 PlusPoint for every Rs. 100 spent on domestic transactions and 2 PlusPoints for every Rs. 100 spent on international transactions.
PlusPoints Rewards Catalogue
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eShop Card
eShop Card is a virtual credit card that allows you to shop online securely without divulging your credit card details.
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Comprehensive Insurance Cover
Axis Bank Gold Credit Card includes a package of insurance benefits to set you mind at ease. The table below enumerates the benefits provided on Axis Bank Gold Credit Card.
| No. |
Cover Type |
All Gold Card (in Rs) |
| 1. |
Personal Accident Cover |
5,00,000 |
| 2. |
Air Accident Cover |
20,00,000 |
| 3. |
Credit Shield |
40,000 |
| 4. |
Lost Card Liability |
1,00,000 |
| 5. |
Purchase protection |
40,000 |
| 6. |
Travel Delayed Baggage |
10,000 |
| 7. |
Travel - Lost Baggage |
60,000 |
| 8. |
Travel - Loss of passport |
25,000 |
Cover Details & Claim Procedure
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Mobile Alerts
Apart from receiving regular alerts on your mobile phone on outstanding amounts, payments made, bill generation, etc., you have an option to subscribe to the enhanced Mobile Alerts.
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Global Acceptance
Axis Bank Gold Credit Card helps you to be in control anywhere in the world. The Axis Bank Gold Credit Card is accepted at over 23 million VISA accepting merchant establishments world-wide. This is in addition to over 2,50,000 VISA merchant establishments in India and Nepal. What's more, you can now buy in any currency and pay back later in Indian Rupees.
Please Note: As per the RBI guidelines, you can use your card in Nepal and Bhutan for transactions in Indian Rupees only.
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Global Emergency Assistance
Axis Bank Credit Card enables you to access the VISA International Global Card Assistance Services. This service provides you the facility to report the loss of your card as well as request for an emergency Replacement Card, or for emergency cash advances that will be sent to your overseas location*.
A fee is applicable for this service. Please call the Bank to get a copy of the VISA Global Assistance Service numbers abroad.
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Interest Free period*
Get upto 50 days free credit period on your purchase transactions without any finance charge being levied to your card account.
*Applicable only if there is no outstanding in the card account ie, previous bill has been settled in full by the payment due date. Not applicable to cash transactions.
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Revolve Facility
Get Extended Credit Facility with Axis Bank Gold Credit Card, where you may buy a product anytime and choose to pay in installments as per your convenience.
The repayment options available to you is as below:
- Pay only the Minimum Amount Due (5% of the bill amount subject to a minimum of Rs 100) and remaining amount can be paid in subsequent months
- Pay the total amount due.
- Pay any amount ranging from the minimum amount due to the total amount due.
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Balance Transfer
Transfer your existing balance from other credit cards to your Axis Bank Credit Card at a special rate of interest and save substantially.
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Cash Advance Facility
You can use your Axis Bank Gold Credit Card to withdraw cash upto 30% of your credit limit from over 1 million VISA ATMs around the world. In India, you can access cash around-the clock, 365 days a year from any of the 18000 ATMs that display the VISA sign.
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Dial A Draft
The Axis Bank Gold Credit Card also provides you the Dial-a-Draft service that allows you to order a draft over the phone and pay for it in parts later. All you need to do is call the Bank and place your request. The draft will be delivered at your doorstep.
Please note: Dial-a-Draft facility entails a transaction charge as applicable. These also carry finance charges from the date of transaction until the date of settlement. Dial-a-Draft will be processed only against the available cash limit.
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Auto Debit Facility
If you are an existing Axis Bank account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto Debit:
- Debit Total Amount Due
- Debit Minimum Amount Due (5% of the outstanding amount)
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EMI Facility
EMI feature on Axis Bank Credit Card gives you the convenience of paying for High Value Credit Card transactions in easy EMIs
- Debit Total Amount Due
- Debit Minimum Amount Due (5% of the outstanding amount)
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