The table enumerates the insurance benefits available to you.

Note: Insurance cover on your Platinum Credit Card is being modified w.e.f December 1, 2009.

Revised Insurance cover (w.e.f Dec 1, 2009):

Personal & Air Accident Cover Personal & Air Accident covers are valid only if the Axis Bank Credit Card has been used at a Merchant Establishment or at an ATM for Cash withdrawal at least once in the 90 days before the incident.

Zero Lost Card Liability Protection against fraudulent purchase transactions is available from the moment the loss of card is reported to Axis Bank. The loss of card should also be confirmed in writing to Axis Bank as soon as possible. The cover is valid only for fraudulent payment transactions. It is not valid for fraudulent ATM transactions.

Purchase Protection All purchases of tangible goods in the card will be indemnified by the company against damage caused by fire, burglary and / or theft in accordance with the sum(s) insured. These covers are only available upto 90 days from the date of purchase of the tangible goods provided it is kept inside the residential premises of cardholder which is a concrete(pucca) building only.

Credit Shield Covers outstanding on the credit card account in an event of accidental death. Credit Shield is payable subject to settlement of personal accident claim.

Delay or Loss of Checked Baggage Applicable in case of baggage delays over 6 hours and only if the air ticket was booked through the Axis Bank Credit Card.

Loss of Passport It covers expenses related to travel and accommodation incurred abroad for obtaining alternate travel documents in case of Loss of Passport. This cover is applicable only if the air ticket was booked through the Axis Bank Platinum Credit Card.

Our insurance partner is Bajaj Allianz and all claim related queries need to be taken up with them directly.

The policy is governed by terms and conditions laid down by Bajaj Allianz. Axis Bank is not responsible for processing of claims.