Here's how you benefit from PAY-BY-EMI

Pay in Parts: Now you don't need to pay back the entire amount upfront when you make big Credit Card purchases. Just enjoy the convenience of paying back in easy EMI.

Reduced interest rate: You enjoy a lower interest rate than the revolving interest rate you would normally pay on your Credit Card. Now convert your transaction into EMI at just Rs. 1.5% p.m.

PAY-BY-EMI options You have the option of converting your transaction of Rs. 5,000 or more into 6, 12 or 24 month EMI.

EMI per Rs. 1000 for each of these tenors is given below:

Process of Conversion to EMI

• Make a purchase of a minimum of Rs. 5,000 on your Axis Bank Credit Card. Your Axis Bank Credit Card has to be minimum 6 months old.
• Convert your purchase to EMI through any of the following channels within 20 days of making the purchase.
• Call Axis Bank at 1800
• SMS 'EMI' to 54646
• Click here to convert your purchase to EMI
• EMIs are calculated at an interest rate of only 1.5% per month on monthly reducing balance.
• Choose between tenor options of 6, 12 and 24 months.
• The EMIs will be charged to the Credit Card account, to make repayment convenient for you.
• A one-time Processing fee of 1.5% or Rs. 150 whichever is higher will be charged to your Credit Card account on the date of conversion.

Terms and Conditions for PAY-BY-EMI