Axis Bank Subhiksha Credit Card is exclusively designed for Subhiksha Customers & is loaded with discounts & special benefits.
Customers can use Axis Bank Subhiksha Credit Card at Subhiksha Grocery Stores & Pharma outlets.
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Regular Offers & Discounts on the Card
Cardholders will get great offers and discounts from Subhiksha from time to time.
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Zero Surcharge
There will be no surcharge for transactions on the Subhiksha Credit Card.
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Personal Accident Insurance
Complimentary Personal Accident Insurance of Rs. 2 lakhs
In the unfortunate event of loss of life in a mishap, the customer's beneficiaries will receive the benefits of accident insurance. The Personal Accident cover is valid only if the card has been used at a Subhiksha store at least once in the 90 days preceding the incident.
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Lifetime Free
No joining fee or annual fee on the card.
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Zero Lost Card Liability
With Zero Lost Card Liability you are protected against any fraudulent use of your card from the moment you report the loss to us. Needless to say, your Replacement Card will be sent to you immediately. Additionally, you must report the loss/theft of the card to nearest police authorities, and forward a copy of the FIR to the Bank.
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Credit Limit
The card will have a credit limit of Rs. 2,500. In case you require a higher credit limit, please submit income documents along with duly filled-in Credit Limit Enhancement Form.
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Free Credit Period
Get up to 50 days free credit period on your purchase transactions without any finance charges being levied to your card account.
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Mobile Alerts
Receive regular alerts on your mobile phone on outstanding amounts, payments made, bill generation, etc. absolutely free.
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Revolve Facility
Get Extended Credit Facility with Axis Bank Subhiksha Credit Card, where you may buy a product anytime and choose to pay in installments as per your convenience.
The repayment options available to you are:
- Pay the total amount due.
- Pay only the Minimum Amount Due (5% of the bill amount subject to a minimum of Rs 100) and the remaining amount can be paid in subsequent months
- Pay any amount ranging from the minimum amount due to the total amount due.
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Auto Debit Facility
If you are an existing Axis Bank account holder, you have the added convenience of paying your monthly card bills directly through your Bank account. Based on the option selected, you have the flexibility of choosing between the following options for payment through Auto Debit:
- Debit Total Amount Due
- Debit Minimum Amount Due (5% of the outstanding amount)
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