The benefit amount is payable once the disease is diagnosed meeting specific criteria and insured survives 30 days after the diagnosis.
The insured receives the amount as lump sum so that he can plan the treatment accordingly.
Expenses like donors expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover both in India and abroad.
Claims procedure: The insured needs to submit the claim form along with certificate from the specialist confirming occurrence of the critical illness.
