• Facility only to individuals
• Facility in the form of overdraft against list of approved securities
• Facility upto 75% of security value
• Interest charged on actual amount utilized
• No EMI or post dated cheques required
• No pre payment charges
• Cheque book facility
• Term Loan facility available against select securities

Overdraft facility can be availed against pledge of:

• Mutual Fund units - Facility limit up to 50% of NAV (Net Asset Value).
• Life Insurance Policies issued by LIC
• National Savings Certificate (NSC)
• Kisan Vikas Patra(KVP)

All of the above is subject to terms and conditions