Salaried Employees Salaried doctors, CAs, employees of select MNCs, public and private limited companies, government sector employees including public sector undertakings and central and local bodies:

• Minimum age of applicant: 21 years
• Maximum age of applicant at loan maturity: 60 years
• Minimum Employment: Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors require 3 years of cumulative experience
• Minimum Net Monthly Income: Rs 15,000 per month
• Maximum loan available: Rs 10 lacs
• Special Offer for employees of select companies

Self-employed Doctors Self-employed doctors include self-employed MBBS or BDS and doctors with higher qualification.

• Minimum age of applicant: 24 years to 65 years at the time of loan maturity
• Experience (doctors): 2 years continuous employment
• Minimum annual income: Rs 2.40 lacs per annum gross receipts (Rs 1.80 lacs per annum for select locations)
• Maximum loan available: Rs 20 lacs for self employed doctors
• Special scheme for Self Employed doctors