Salaried Employees

Salaried Doctors, CAs, employees of select MNCs, Public and Private limited companies, Government sector employees including Public Sector Undertakings and Central and Local bodies:

• Minimum age of applicant: 21 years
• Maximum age of applicant at loan maturity: 58 years
• Minimum Net Monthly Income: Rs 15,000
• Maximum loan available: Rs 15 lacs

Self-employed Professionals

Self-employed professionals include self-employed Doctors (MBBS and higher degree) having majority of their income from practice, Architects, Chartered Accountants & Company Secretary.

• Minimum age of applicant: 24 years to 65 years at the time of loan maturity
• Minimum Annual Net Profit: Rs 2 lac per annum
• Maximum loan available: Rs 20 lacs for Self Employed doctors
• Special scheme for Self Employed doctors