Salaried Employees Salaried doctors, CAs, employees of select MNCs, public and private limited companies, government sector employees including public sector undertakings and central and local bodies:

• Minimum age of applicant: 21 years
• Maximum age of applicant at loan maturity: 60 years
• Minimum employment: 2 years cumulative experience or 6 months for salaried professional
• Minimum net monthly income: Rs 7,000 per month
• Maximum loan available: Rs 10 lacs
• Special offer for salaried professional applicant

Self-employed Doctors Self-employed doctors include self-employed MBBS or BDS and doctors with higher qualification.

• Minimum age of applicant: 24 years to 65 years at the time of loan maturity
• Experience (doctors): 2 years continuous employment
• Minimum annual income: Rs 2.40 lacs per annum gross receipts (Rs 1.80 lacs per annum for select locations)
• Maximum loan available: Rs 20 lacs for self employed doctors

Self-employed Professionals Self-employed Professionals include self-employed chartered accountants, engineers, MBA consultants, architects, company secretaries, cost accountants.

• Age of applicant: from 24 years to 65 years at the time of loan maturity
• Minimum employment: 3 years continuous employment
• Minimum annual income: Rs 75,000 per annum (Rs 60,000 per annum for select locations)
• Maximum loan available: Rs 15 lacs for self-employed professional

Self-employed Normal Self-employed Normal include self-employed sole proprietors, partners and directors in the business of manufacturing, trading or services.

• Age of applicant: from 24 years to 65 years at the time of loan maturity
• Minimum employment: 3 yrs continuous employment
• Minimum annual income: Rs 1,00,000 per annum
• Maximum loan available Rs 10 lacs for self employed applicant