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Instant Loan

Now fulfill all your immediate cash needs using "Instant Loan", a quick and easy loan offered against your Axis Bank credit card.

  • Nil Document Requirement
  • Immediate disbursement/minimized TAT
  • Direct transfer to Savings Account
  • Attractive rates of Interest
  • Multiple tenor options available to suit your payment budget

Eligibility is defined by Axis Bank internal policy guidelines. It is a time-bound eligibility criterion; customers would be eligible for a specific offer for a specific period of time. You can contact us directly on the below-mentioned coordinates to check for your eligibility and loan amount.

How to Avail
  • Give a Missed Call on 18004190230
  • Call Axis Bank at 18605005555/18604195555
  • SMS ‘ILW’ to 5676782
Modes of Disbursal
  • Direct transfer to your Axis Bank SB a/c
Fees and Charges
  • A one-time Processing Fee of 1.5% or Rs.500 whichever is higher
  • EMIs will be calculated at an Interest rate specified on call and on a monthly reducing balance
  • In case of foreclosure, a foreclosure fee of 3% of principal outstanding at the time of foreclosure or Rs 300 whichever is higher will be levied to the customer along with service tax
  • The Rate of Interest is arrived by the Bank after taking into account various factors. The rate of interest will be between 12.60% to 22.20% per annum on reducing balance.

Now calculate your EMI by clicking here

Terms and Conditions

Click here for Terms and Conditions.

More Services

You can Set/Reset your Pin, Auto Debit Payment, Check for Limit Increase, Block & Replace Card, Activate E-statement through Axis Mobile and Internet Banking

  • Login to the Axis Mobile app. Go to Banking>Services>Credit Card
  • Login to Internet Banking. Go to Account > My Cards>More Services.

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