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Debit Cards

Ladies First Debit Card

A debit card that empowers women to be financially
independent and manage expenses with ease

Zero Balance Requirements

Minimum balance required - Nil

Irresistible Offers

Enjoy exciting offers at spas and salons

Save and Earn

Earn 4% interest on the balance left over on the card

Expense tracker

Detailed monthly statements that help easy expenditure tracking

Features and Benefits

Generate your Debit Card PIN anytime at your nearest Axis Bank ATM or by calling Axis Bank Phone Banking.
For more information click here

Indulge in delectable cuisine with Axis Bank Dining Delights offering a minimum 15%* off at our partner restaurants in India

Click here for the most updated list of Restaurants affiliated to the ‘Dining Delights’ program

Monthly statement comes with a spends tracker that has detailed information about your monthly expenditure

W.e.f 1st July'17, Interest earned on Savings bank account will be credited on the last business day of each quarter of the financial year. W.e.f 8th Aug'17,*Earn up to 4% p.a. interest on savings account balance of Rs. 50 lacs and above. Earn 3.5% p.a. interest on savings account balance less than Rs.50 lac

The SMS alerts facility sends instant alerts each time the debit card is used to make a purchase or withdraw cash
Get other important information via SMS such as:

  • Balance inquiry
  • Debit or credit alerts
  • Last three transaction details

Card can be loaded through:

  • Funds transfer/ Standing Instructions
  • NEFT
  • Cash deposit*
  • Cheque

Get one, free, cash transaction (deposit/withdrawal) at an Axis Bank branch every month

Cash can be withdrawn through:

  • Card swipe at shops, with a daily limit of Rs. 1,00,000#
  • Cash withdrawal at any ATM* (Axis Bank or Non-Axis Bank), with a daily limit of Rs. 40,000

No minimum balance required

Fill an account opening form and attach 2 passport-size photographs, a valid identity proof and a valid address proof at any Axis Bank branch to get the card instantly

  • Internet Banking:
    • Check the balance
    • Transfer funds to any Axis or non-Axis Bank account
    • Pay utility bills
    • Shop online
    • Redeem accumulated reward points, and more
  • Phone Banking:
    • Check the balance
    • Redeem accumulated reward points
    • Request a duplicate statement
    • Get information about ATM locations, and more
    • To access our Phone Banking services from anywhere in India, through a landline or cell phone, dial any of our following 3 Toll Free Numbers:
      • 1800 233 5577
      • 1800 209 5577
      • 1800 103 5577

Note: It is mandatory to get the Ladies First Card registered to MasterCard SecureCode in order to transact online. For more information on MasterCard SecureCode click here

Call the Emergency Helpline for Card Blocking 91-22-67987700 for immediate assistance

  • Personal Accident Insurance Cover of Rs. 40,000
  • Access to 24-hour customer service number to report a missing card
  • Zero lost card liability as insurance against risk of loss due to fraudulent use of a lost/stolen/missing debit card
  • All consumer durable goods purchased using debit cards insured against fires, natural calamities, burglary and housebreaking upto 90 days from the date of purchase

Note: To avail the insurance cover, a report would have to be made to Axis Bank within 30 days of loss of card

eDGE Loyalty Rewards points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:

  • 75 points on the first transaction
  • 150 points on the first online transaction
  • 5 times points for ever Rs. 100 spent on grocery and apparel purchases

On collecting 300 points, redeem Rewards from one of the following 6 exciting categories:

  • Dream Rewards
  • Little Indulgences
  • Favourites
  • Amazing Deals
  • Festive Specials
  • What's New

For options to redeem points, check the eDGE Loyalty Rewards Catalogue

Please Note: Effective November 1, 2017, eDGE Reward Points will not be earned on certain merchant categories i.e. Charities, Mutual Funds, Telecom, Education, Utilities, Government/Insurance, Public Sector Life Insurance, Purchase of foreign currency, Post Office, Fuel and Transportation. 

In case your debit card is lost/ stolen or you suspect misuse of the same, you can immediately block your card by following any of the following steps-

  • SMS ‘BLOCKCARD ’ and send it to 5676782(NRI customers to send the message to +919717000002)
  • Call on our Emergency Helpline Number +91-22-67987700 or our Customer Care Number 1860-419-5555/1860-500-5555; our Customer Service Executives will assist you
  • Login to your Internet Banking account and select ‘Block Card’ option in the Debit Cards section


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