1 | Processing Fees | Upto 1.25% + Taxes applicable | Upto 1.25% + Taxes applicable | Upto 2.00% + Taxes applicable | Upto 1.25% + Taxes applicable | Upto 2.00% + Taxes applicable |
2 | Login Non Refundable | INR 5000/- + Taxes applicable | INR 5000/- + Taxes applicable | NA | INR 5000/- + Taxes applicable | NA |
3 | Renewal Processing Fee | Upto 1.00% + Taxes applicable | Upto 1.00% + Taxes applicable | Upto 1.00% + Taxes applicable | NA | NA |
4 | Stamp Duty & other statutory document charges | As per applicable laws of state | As per applicable laws of state | As per applicable laws of state | As per applicable laws of state | As per applicable laws of state |
5 | ROC filing charges | As applicable* | As applicable* | As applicable* | As applicable* | NA |
6 | 1% per annum plus taxes on the outstanding amount in fund based working capital credit facilities from the date of default | NA | NA | NA | NA | NA |
7 | Non
submission of
property/stock
insurance | 1% p.a.+ Taxes | 1% p.a.+ Taxes | NA | 1% p.a.+ Taxes | NA |
8 | Cheque book issuance charge | First 100 leaves free (for new borrowal account) and thereafter INR 2/- per leaf | First 100 leaves free (for new borrowal account) and thereafter INR 2/- per leaf | First 100 leaves free (for new borrowal account) and thereafter INR 2/- per leaf | NA | NA |
9 | Repayment Instruction / Instrument Return Charges | Inward Return - INR 500/- per instance +Taxes applicable Outward Return - INR 100/- per instance +Taxes applicable | Inward Return - INR 500/- per instance +Taxes applicable Outward Return - INR 100/- per instance +Taxes applicable | Inward Return - INR 500/- per instance +Taxes applicable Outward Return - INR 100/- per instance +Taxes applicable | Inward Return - INR 500/- per instance +Taxes applicable Outward Return - INR 100/- per instance +Taxes applicable | Rs. 339/- per instance +Taxes applicable |
10 | Penal Interest | 2.00% p.a. additional on existing Rate of Interest | 2.00% p.a. additional on existing Rate of interest | 2.00% p.a. additional on existing Rate of interest | 2.00% p.a. additional on existing Rate of interest | 2.00% p.m. on the amount of overdue installment |
11 | Duplicate No dues certificate/ NOC | INR 50 + Taxes applicable | INR 50 + Taxes applicable | INR 50 + Taxes applicable | INR 50 + Taxes applicable | INR 50 + Taxes applicable |
12 | CERSAI Charges | INR 100/- + Taxes applicable | INR 100/- + Taxes applicable | INR 100/- + Taxes applicable | INR 100/- + Taxes applicable | NA |
13 | Foreclosure Charges | 2% Of Sanction Limit No foreclosure charges on floating &/or fixed rate loans if loan is closed from Own Funds. If loans are closed from borrowed funds, then foreclosure/takeover charges (plus taxes) will apply
| 2% Of Sanction Limit No foreclosure charges on floating &/or fixed rate loans if loan is closed from Own Funds. If loans are closed from borrowed funds, then foreclosure/takeover charges (plus taxes) will apply
| 2% Of Sanction Limit No foreclosure charges on floating &/or fixed rate loans if loan is closed from Own Funds. If loans are closed from borrowed funds, then foreclosure/takeover charges (plus taxes) will apply
| 2% of Principal Outstanding No foreclosure charges on floating &/or fixed rate loans if loan is closed from Own Funds. If loans are closed from borrowed funds, then foreclosure/takeover charges (plus taxes) will apply
| Up to 24 months - 4% of principle outstanding at the time of prepayment + GST as applicable
25 - 36 months - 3% of principle outstanding at the time of prepayment + GST as applicable
> 36 months - 2% of principle outstanding at the time of prepayment + GST as applicable No foreclosure
charges on floating
&/or fixed rate loans if loan is closed from
Own Funds. If loans
are closed from
borrowed funds,
then
foreclosure/takeover
charges (plus taxes)
will apply
|
14 | Part Pre-payment charges
| Nil
| Nil
| Nil
| 1% of pre-paid amount
| 2% charge plus GST will be levied on amount prepaid. |