| Savings Accounts |
 |
Domestic Accounts
| Account Type |
Details |
| Savings Account |
Rate of Interest |
Minimum Balance |
Non-maintenace charges (Rs per quarter) |
| Domestic |
Normal |
Senior Citizen |
Rural |
Semi Urban |
Urban/Metro |
| With cheque book facility |
4% |
4% |
1000 |
2500 |
5000 |
750 |
| Without cheque book facility |
4% |
4% |
1000 |
2500 |
5000 |
750 |
| No Frills Account |
4% |
4% |
- |
- |
- |
- |
| EasyAccess Savings A/c |
4% |
4% |
1000 |
2500 |
5000 |
750 (metro/urban/ semi urban), 500 (rural) |
| Prime Savings Account |
4% |
4% |
10000 |
25000 |
25000 |
750 |
| Trust Account |
4% |
4% |
25000 |
25000 |
25000 |
750 |
| Salary Power |
4% |
4% |
Zero |
Zero |
Zero |
750, if salary not credited for 3 consecutive months |
| Smart Privilege Account |
4% |
4% |
2500 |
5000 |
10000 |
750 (metro/urban/ semi urban), 500 (rural) |
| Senior Privilege Account |
4% |
4% |
2500 |
5000 |
10000 |
750 (metro/urban/ semi urban), 500 (rural) |
|
 |
Priority Accounts
- Individual / Family Eligibility Criteria :
| Eligibility Criteria for Axis Priority |
AQB Maintained in Axis Priority Accounts |
Applicable Charges per quarter (Rs) |
| Average Quarterly Balance(AQB) |
Min 2 lakh AQB in Savings Account (Metro & Urban locations)
Min. 1 lakh AQB in Savings Account (Semi-Urban & Rural locations)
|
Nil |
| OR |
| Total Relationship Value (TRV) |
TRV of 5 lakh & above with Current Account & Saving Accounts AQB
TRV of 15 lakh & above with Current Account, Saving Accounts AQB and Term Deposit.
|
Nil |
Reason for enrolling under family criteria : Any of the above criteria can be maintained across all your family linked accounts Additionally, up to 10 family member's accounts can be linked who can enjoy Priority benefits.
| Eligibility Criteria for Axis Priority |
AQB Maintained in Axis Priority Accounts |
Applicable Charges per quarter (Rs) |
| For metro locations |
Net Salary Credit of Rs.60,000 & above.
|
Nil |
| For non-metro locations |
Net Salary Credit of Rs.50,000 & above.
|
Nil |
|
 |
Non Resident
| Account Type |
Details |
| Rate of Interest |
Minimum Balance |
Non-maintenace charges (Rs per quarter) |
| Normal |
Senior Citizen |
Rural |
Semi Urban |
Urban/Metro |
| NRO/NRE Normal |
4% |
5000 |
If AQB > Rs 2500/- but < Rs 5000 then Rs 750/-
If AQB is equal to Rs 2500/- or less then Rs 1000/- |
| NRO/NRE Prime |
4% |
25000 |
If AQB >= Rs 15000/- but < Rs 25000/- then Rs 750/-
If AQB < Rs 15000/- then Rs 1000/- |
| NRO/NRE Priority SB Criteria |
4% |
>= Rs 1 lakh in Savings Account
Between Rs 50000/- and Rs 1 lakh in Savings account
Less than Rs 50000/- in Savings Account
|
Nil
Rs 750
Rs 1000 |
NRE Priority SB + TD Criteria |
4% |
Total Relationship Rs 5 lakhs (SB+TD) with Savings AQB > = Rs 50000
Total Relationship Rs 5 lakhs (SB+TD) with Savings AQB < Rs 50000 And/Or
Total Relationship (SB+TD) < Rs 5 lakhs |
Nil
Rs 1000 |
*For details, please refer NRI Services - Schedule of Charges
|
| Other Services & Charges |
 |
Lockers
| Type of Locker |
Size (height X width in inches) |
| A |
4 1/2 X 5 7/8 |
| B |
5 7/8 X 7 1/4 |
| C |
4 1/2 X 13 |
| D |
7 1/16 X 9 7/16 |
| E |
5 7/8 X 15 13/36 |
| F |
10 1/2 X 13 |
| G |
7 1/6 X 20 1/8 |
| H |
12 3/8 X 15 13/16 |
| H1 |
12 3/8 X 7 1/4 |
| K |
15 9/16 X 20 1/8 |
| L |
15 3/8 X 15 5/8 |
Locker rates vary for different branches in various sizes, hence customers are requested to get in touch with respective branch.
|
 |
Drafts
| Drafts |
Charges |
| Issue |
Rs 2.50/Rs 1000/- or part thereof (min Rs 50/- max Rs 10000/-) |
| Cancellation |
Rs 25/- |
| Duplicate |
Rs 50/- |
| Revalidation |
Rs 50/- |
|
 |
Pay Order
| Pay Order |
Charges |
| Issue |
Upto Rs 50,000 - Rs 50/- Above Rs 50,000 - Rs 2.50/Rs 1000/- (min Rs 80/-) |
| Cancellation |
Rs 25/- |
| Duplicate |
Rs 50/- |
| Revalidation |
Rs 50/- |
|
 |
TT
| TT |
Charges |
| Issue |
Nil |
| Cancellation |
Nil |
| Duplicate |
Nil |
| Revalidation |
Nil |
|
 |
EFT
| EFT |
Charges |
| Inward |
Nil |
| Outward |
Nil |
|
 |
Outstation cheque collection
| Outstation cheque collection |
Charges |
| Upto Rs 5,000/- |
Rs 25/- per instrument |
| Rs 5,001/- to Rs 10,000/- |
Rs 50/- per instrument |
| Rs 10,001/- to Rs 1,00,000/- |
Rs 100/- per instrument |
| Rs 1,00,001/- and above |
Rs 200/- per instrument |
|
 |
Speed Clearing Charges
| Speed Clearing Charges |
Charges |
| Upto Rs 1,00,000/- |
NIL |
| Rs 1,00,001/- and above |
Rs 150/- per instrument |
|
 |
NEFT Money Transfer
| NEFT Money Transfer |
Charges |
| Inward |
Nil |
| Outward |
Upto Rs.1 lakh - Rs.5/- per transaction
Rs.1 lakh to Rs. 2 lakhs - Rs.15/- per transaction
Above Rs.1 lakh - Rs.25/- per transaction
|
|
 |
RTGS Money Transfer
| RTGS Money Transfer |
Charges |
| Inward |
Nil |
| Outward |
Rs.1 lakh to Rs.5 lakhs - Rs.25/- per transaction
Rs.5 Lakhs and above - Rs.50/- per transaction
|
|
 |
ECS
| Charges for ECS (Credit) for affording credit to customer accounts - levied to the customer - at the destination branches |
Charges for ECS (Debit) - for debiting customer accounts - levied at destination branches |
Charges/penalties levied by destination branches for ECS(debit) returns due to non-availability of funds in customer |
Charges for certifying or verifying customer mandates |
| Nil |
Nil |
Rs.200/- per record plus service tax for inward ECS (debit) returns |
Rs.50/- per mandate plus service tax |
|
 |
Cheque return charges
| Type of Account |
Outward Returns |
Inward Returns |
Outstation cheque return |
| For Savings Accounts |
Rs. 100 per return
|
Rs. 350 per instrument returned
|
Rs. 100 per return |
| For Current Accounts |
- |
- |
- |
| Dishonour of outstation / local bills & cheques |
- |
- |
- |
For Overdraft and Cash Credit Accounts
| Type of Account |
Deposited at home branch for local clearing |
Issued by customer |
| LC/MC/IFB/AGRI(CORP)/MFI |
Rs.500/- per cheque |
Nil |
| SME |
Rs.100/- per cheque |
Rs.250/- per cheque |
|
 |
Other charges
| Cheque Book Issue |
Upto 20 leaves per quarter - Free
Above 1 cheque book per quarter - Rs 50/- per cheque book |
| No Dues Certificate |
Nil |
| Balance Certificate |
Rs 25 |
| Interest Certificate |
Nil |
| Account closure |
Nil if closed after 6 months
Rs 100 if closed within 6 months
|
| Photo attestation |
Rs 50 |
| Signature attestation |
Rs 25 |
| Stop Payment charges |
Rs 100 per instrument Rs 200 for a series of instruments (beyond 3 cheques) |
| ECS Charges from the ECS uers as sponsor bank |
Re.1/- per record (minimum of Rs300/- per file) |
| ECS (debit) return charges |
Rs 200/- |
| Charges for certifying or verifying customer mandates |
Rs 50/- per mandate |
| Transaction Charges - Applicable for accounts that do not maintain prescribed AQB (not applicable to Salary/Priority/Trust accounts) |
3 branch transactions per quarter - Nil
Beyond 3 branch transactions/qtr-Rs 100 per transaction |
| Inter-city clearing charges - On volume |
Nil
|
| Inter-city clearing charges - On value |
Nil
|
| Mobile Banking charges |
Nil |
|
| Loans |
 |
Home Loans
|
 |
Loan Against Property
|
 |
Personal Loan
|
 |
Loan Against Shares
|
 |
Loan Against Security
|
 |
Vehicle Loan
|
 |
Education Loan
|
| Credit Cards |
 |
Fees and Charges for Privée Infinite, Wealth Signature and Signature Credit Cards
| Charges |
Privée Infinite Credit Card |
Wealth Signature Credit Card |
Signature Credit Card |
| Standard Joining Fee |
Nil |
Nil |
Nil |
| Standard Annual Fee |
Nil |
Nil |
Nil |
| Standard Add-on Card Joining Fee |
Nil |
Nil |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
Nil |
Nil |
| Finance Charges (Retail Purchases & Cash) |
2.95% per month (41.75% per annum) |
2.95% per month (41.75% per annum) |
2.95% per month (41.75% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs 250) of the Cash Amount |
2.5% (Min. Rs 250) of the Cash Amount |
2.5% (Min. Rs 250) of the Cash Amount |
| Fee for Cash Payment |
Rs. 50/- |
Rs. 50/- |
Rs. 50/- |
| Card Replacement (lost or stolen or re-issue) |
Waived |
Waived |
Waived |
| Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services (GCAS). |
As per VISA Global Customer Assistance Services (GCAS). |
As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee |
Waived |
Waived |
Waived |
| Overdue Penalty or Late Payment Fee |
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
Rs. 300 if Total Payment Due is up to Rs. 2000; Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000; Rs. 600 if Total Payment Due is Rs. 5001 or more. |
| Over Limit Penalty |
3% of the overlimit amount (Min. Rs 500) |
3% of the overlimit amount (Min. Rs 500) |
3% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
Waived |
Waived |
| Outstation Cheque Fee |
Waived |
Waived |
Waived |
| Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds |
Rs 300 |
Rs 300 |
Rs 300 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge |
2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
3.50% of the transaction value |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
Waived |
Waived |
| Hotlisting Charges |
Waived |
Waived |
Waived |
| Balance Enquiry Charges |
Waived |
Waived |
Waived |
|
 |
Fees and Charges for Platinum Advantage, Platinum, Titanium, Gold, Silver Credit Cards
| Charges |
Platinum Advantage |
Platinum |
Titanium/Gold |
Silver |
| Standard Joining Fee |
Rs 1000 |
Rs. 500 (Waived on spends of Rs. 5000 within 45 days of card setup), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 |
Rs. 250 (Waived on spends of Rs. 2500 within 45 days of card setup), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 |
Nil |
| Standard Annual Fee |
Rs 500 |
Rs.200 (from 2nd year onwards. Waived on spends of Rs. 100000 in the preceding year), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 |
Rs.100 (from 2nd year onwards. Waived on spends of Rs. 50000 in the preceding year), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011 |
Nil |
| Standard Add-on Card Joining Fee |
Nil |
Rs 100, for cards setup before February 07, 2011
Nil, for cards setup on or after February 07, 2011 |
Rs 100, for cards setup before February 07, 2011
Nil, for cards setup on or after February 07, 2011 |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
Nil |
Nil |
Nil |
| Finance Charges (Retail Purchases & Cash) |
2.95% per month (41.75% per annum) |
2.95% per month (41.75% per annum) |
Titanium: 3.25% per month (46.78% per annum)
Gold: 2.95% per month (41.75% per annum) |
3.25% per month (46.78% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs 250) of the Cash Amount |
2.5% (Min. Rs 250) of the Cash Amount |
2.5% (Min. Rs 250) of the Cash Amount |
2.5% (Min. Rs 250) of the Cash Amount |
| Fee for Cash Payment |
Rs. 50/- |
Rs. 50/- |
Rs. 50/- |
Rs. 50/- |
| Card Replacement (lost or stolen or re-issue) |
Waived |
Waived |
Waived |
Waived |
| Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services (GCAS). |
As per VISA Global Customer Assistance Services (GCAS). |
As per VISA Global Customer Assistance Services (GCAS). |
As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee |
Waived |
Waived |
Waived |
Waived |
| Overdue Penalty or Late Payment Fee |
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
| Over Limit Penalty |
3% of the overlimit amount (Min. Rs 500) |
3% of the overlimit amount (Min. Rs 500) |
3% of the overlimit amount (Min. Rs 500) |
3% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
Waived |
Waived |
Waived |
| Outstation Cheque Fee |
Waived |
Waived |
Waived |
Waived |
| Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds |
Rs 300 |
Rs 300 |
Rs 300 |
Rs 300 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge |
Waived (For fuel transaction to be between Rs 400 and Rs 4000) |
Waived (For fuel transaction to be between Rs 400 and Rs 4000) |
Waived (For fuel transaction to be between Rs 400 and Rs 4000) |
2.5% or Rs 10 whichever is higher |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
3.50% of the transaction value |
3.50% of the transaction value |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
Waived |
Waived |
Waived |
| Hotlisting Charges |
Nil |
Nil |
Nil |
Nil |
| Balance Enquiry Charges |
Waived |
Waived |
Waived |
Waived |
With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.
|
 |
Fees and Charges for Easy Credit Card
Charges |
Easy |
Platinum Advantage |
Platinum |
Gold |
Silver |
| Standard Joining Fee |
Rs. 1000 |
Nil |
Nil |
Nil |
| Standard Annual Fee |
Rs. 500 pa |
Nil |
Rs. 100 from Year 2 |
Nil |
| Standard Add-on Card Joining Fee |
Nil |
Rs. 100 |
Rs. 100 |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
Nil |
Nil |
Nil |
| Finance Charges (Retail Purchases & Cash) |
1.95% p.m. |
1.95% p.m. |
1.95% p.m. |
1.95% p.m. |
| Cash Withdrawal Fees |
Rs. 100 at domestic Axis Bank ATMs
2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs |
Rs. 100 at domestic Axis Bank ATMs
2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs |
Rs. 100 at domestic Axis Bank ATMs
2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs |
Rs. 100 at domestic Axis Bank ATMs
2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs |
| Fee for Cash Payment |
Rs. 50/- |
Rs. 50/- |
Rs. 50/- |
Rs. 50/- |
| Card Replacement (lost or stolen or re-issue) |
Waived |
Waived |
Waived |
Waived |
| Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services (GCAS). |
As per VISA Global Customer Assistance Services (GCAS). |
As per VISA Global Customer Assistance Services (GCAS). |
As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee |
Waived |
Waived |
Waived |
Waived |
| Overdue Penalty or Late Payment Fee |
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
| Over Limit Penalty |
3% of the overlimit amount (Min. Rs 500) |
3% of the overlimit amount (Min. Rs 500) |
3% of the overlimit amount (Min. Rs 500) |
3% of the overlimit amount (Min. Rs 500) |
| Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
Waived |
Waived |
Waived |
| Outstation Cheque Fee |
Waived |
Waived |
Waived |
Waived |
| Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds |
Rs 300 |
Rs 300 |
Rs 300 |
Rs 300 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
| Petrol Transaction Surcharge |
2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
2.5% or Rs 10 whichever is higher |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
3.50% of the transaction value |
3.50% of the transaction value |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
Waived |
Waived |
Waived |
| Hotlisting Charges |
Nil |
Nil |
Nil |
Nil |
| Balance Enquiry Charges |
Waived |
Waived |
Waived |
Waived |
With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.
|
 |
Fees and Charges for Corporate Credit Cards
| Charges |
Corporate |
| Corporate Liability |
Individual Liability |
| Standard Joining Fee |
As agreed with company |
As agreed with company |
| Standard Annual Fee |
As agreed with company |
As agreed with company |
| Standard Add-on Card Joining Fee |
NA |
Nil |
| Standard Add-on Card Annual Fee |
NA |
Nil |
| Finance Charges (Retail Purchases & Cash) |
NA |
2.95% Per month (41.75% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs 250) of the Cash Amount |
2.5% (Min. Rs 250) of the Cash Amount |
| Fee for Cash Payment |
Nil |
Rs. 50/- |
| Card Replacement (lost or stolen or re-issue) |
Nil |
Nil |
| Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services(GCAS) |
As per VISA Global Customer Assistance Services(GCAS) |
| Duplicate Statement Fee |
Waived |
Waived |
| Overdue Penalty or Late Payment Fee |
3% of the total amount due(Min. Rs. 350) |
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
| Over Limit Penalty |
3% of the Overlimit Amount (Min Rs. 300) |
3% of the Overlimit Amount (Min Rs. 500) |
| Chargeslip Retrieval Fee or Copy Request Fee |
Rs 200 |
Rs 200 |
| Outstation Cheque Fee |
Waived |
Waived |
| Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds |
Rs. 300 |
Rs. 300 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
| Petrol Transaction Charge |
Waived (For a minimum transaction of Rs. 400 and a maximum of Rs. 4,000) |
Waived (For a minimum transaction of Rs. 400 and a maximum of Rs. 4,000) |
| Foreign Currency Transaction Fee |
3.5% of the transaction value |
3.5% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
Waived |
| Hotlisting Charges |
Nil |
Nil |
| Balance Enquiry Charges |
Waived |
Waived |
With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.
|
 |
Fees and Charges for Trust, Shriram Credit Cards
| Charges |
Trust Chemist Credit Card |
Shriram Credit Card |
| Standard Joining Fee |
Nil |
500 (incl of taxes) |
| Standard Annual Fee |
Nil |
Rs 300 |
| Standard Add-on Card Joining Fee |
Nil |
NA |
| Standard Add-on Card Annual Fee |
Nil |
NA |
| Finance Charges (Retail Purchases & Cash) |
2.95% Per month (41.75% per annum) |
2.95% Per month (41.75% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs 250) of the Cash Amount |
2.5% (Min Rs 100) |
| Fee for Cash Payment |
Nil |
Nil |
| Card Replacement (lost or stolen or re-issue) |
Rs 100 |
Rs 250 |
| Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services (GCAS). |
NA |
| Duplicate Statement Fee |
Rs 50 |
Rs 50 |
| Overdue Penalty or Late Payment Fee |
- Rs. 300 if Total Payment Due is up to Rs. 2000
- Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
- Rs. 600 if Total Payment Due is Rs. 5001 or more
|
30% of Min. Amt. Due (Min. Rs 100, Max. Rs 300) |
| Over Limit Penalty |
3% of the Overlimit Amount (Min Rs 500)
| 3% of the Overlimit Amount (Min Rs 300) |
| Chargeslip Retrieval Fee or Copy Request Fee |
Rs 200 |
Rs 200 |
| Outstation Cheque Fee |
Rs 50 |
Rs 50 |
| Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds |
Rs 300 |
Rs 300 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
NA |
| Petrol Transaction Charge |
2.5% or Rs 10 whichever is higher |
Waived at select HPCL Petrol Pumps. At other pumps 2.5% or Rs 10 whichever is higher |
| Foreign Currency Transaction Fee |
3.5% of transaction amount |
NA |
| Mobile Alerts for Transactions |
Waived |
Waived |
| Hotlisting Charges |
Nil |
Nil |
| Balance Enquiry Charges |
Waived |
Waived |
With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.
|
| Debit Cards |
 |
Fees and Charges
| Charges |
Visa Debit Card |
MasterCard Debit Card |
Priority Banking
Platinum Chip Debit Card |
Gold Debit Card |
Inter- national |
Priority Banking |
Smart Privilege |
Power Salute |
NRI Domestic |
NRI Inter- national |
Business Debit |
Business Gold |
Inter- national |
Gold Plus |
Titanium Rewards |
| Issuance Charges |
Rs 1000 |
Rs 250 |
Rs 95 |
Nil |
Rs 50 |
Nil |
Rs 95 |
Rs 95 |
Rs 95 |
Rs 250 |
Rs 95 |
Rs 500 |
Rs 500 |
| Annual Charges |
Rs 500 |
Rs 250 |
Rs 100 |
Nil |
Rs 150 |
Nil |
Rs 100 |
Rs 100 |
Rs 100 |
Rs 250 |
Rs 100 |
Rs 250 |
Rs 300 |
| Replacement Charges |
Rs 500 |
Rs 250 |
Rs 100 |
Rs 100 |
Rs 100 |
Rs 100 |
Rs 100 |
Rs 100 |
Rs 100 |
Rs 250 |
Rs 100 |
Rs 500 |
Rs 150 |
| Duplicate PIN |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
Rs 50 |
| Domestic Cash Withdrawal |
Free |
| Domestic Balance Inquiry |
Free |
| International Cash Withdrawal |
Rs 125 |
| International Balance Inquiry |
Rs 25 |
Balance Inquiry & Cash Withdrawal Transactions are free on all Axis Bank ATMs
With effect from April 1, 2009, additional charges, as applicable, can be levied by the acquiring bank in case of international ATM cash withdrawal transactions. These charges will be in addition to the charges levied by Axis Bank for international ATM cash withdrawal transactions.
A cross-currency mark-up of 3% will be levied in case of all international cash withdrawal and purchase transactions.
Annual fees will be charged to the customers whose cards get closed before the end of the card year on a pro-rata basis.
An additional fee of Rs 150 would be charged for an Image Debit Card under the MyDesign facility. Re 1 would be charged for an online application.
Starting February 1, 2010, charges* will be applicable on the usage of various Axis Bank Debit Card variants for domestic non-Axis Bank ATM cash withdrawal transactions as per the following table :
| Debit Cards |
Charges on first 5 ATM transactions of the month |
Charges on per transaction from 6th ATM transaction onwards of the month |
| Business Debit |
Rs. 20
|
Rs 20
|
| Visa International |
Free
|
Rs 20
|
| MasterCard International |
Free
|
Rs 20
|
| Smart Privilege |
Free
|
Rs 20
|
| Power salute |
Free
|
Rs 20
|
| NRI Domestic |
Free
|
Rs 20
|
| NRI International |
Free
|
Rs 20
|
| Debit Cards |
Charges on first 5 ATM transactions of the month |
Charges on per transaction from 6th ATM transaction onwards of the month |
| Business Gold |
Free
|
Free
|
| Visa Gold |
Free
|
Free
|
| Priority Banking |
Free
|
Free
|
| Gold Plus |
Free
|
Free
|
| Priority Banking Platinum Chip Debit Card |
Free
|
Free
|
* All charges are inclusive of Service Tax.
|
| Foreign Exchange |
 |
Service Charges for Foreign Exchange Transactions
|
Link to RBI website on service charges and fees.