Staying on Course

Key Performance Indicators

Delivering with resilience

Total Assets/Liabilities ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

14%
y-o-y

15%
5 - year CAGR

Shareholder’s Funds ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

27%
y-o-y

14%
5 - year CAGR

Total Advances ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

15%
y-o-y

15%
5 - year CAGR

Retail Advances ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

24%
y-o-y

22%
5 - year CAGR

Total Deposits ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

17%
y-o-y

15%
5 - year CAGR

CASA ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

8%
y-o-y

13%
5 - year CAGR

Net Interest Income (NII) ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

16%
y-o-y

12%
5 - year CAGR

Operating Revenue ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

17%
y-o-y

13%
5 - year CAGR

Operating Profit ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

23%
y-o-y

12%
5 - year CAGR

Net Profit ` in crores

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

 

 

Earnings Per Share (Basic)* `

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

 

 

Book Value Per Share* `

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

16%
y-o-y

10%
5 - year CAGR

Net Interest Margin (NIM)%

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

Gross/Net NPA ratio%

  • FY19-20
  • FY18-19
  • FY17-18
  • FY16-17
  • FY15-16

Net NPA

Gross NPA

Financial Ratios %

  FY15-16 FY16-17 FY17-18 FY18-19 FY19-20
Return on Equity 17.49 7.22 0.53 8.09 2.34
Return on Assets 1.72 0.65 0.04 0.63 0.20
Capital Adequacy Ratio 15.29 14.95 16.57 15.84 17.53
Tier - I Capital Adequacy Ratio 12.51 11.87 13.04 12.54 14.49
Cost: Asset Ratio 2.04 2.13 2.17 2.13 2.09

*Fiscal 2015-16 figures have been adjusted to reflect the effect of sub‑division of one equity share of the Bank having nominal value of `10 each into 5 equity shares of nominal value `2 each.
Previous year figures have been re‑grouped wherever necessary. All above figures are standalone.