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The changes associated with the recent announcement by the RBI to discontinue Rs 500 and Rs 1000 denomination notes put the citizens of our country in a bit of a monetary dilemma. With a new directive in place, citizens were subjected to an information avalanche what with newspapers and websites flooded with various do’s and don’ts and “expert advice”. Some trusted, some not. Most citizens trust their own bank when it comes to information regarding their money and the banks were quick to respond and had their plans ready as per the directive in order to support the citizens in the best possible way. So again, don’t panic! Here’s a full guide on what to do at banks and ATMs!

The citizens have been kept up to speed of all the latest updates by the banks at all times post the announcement. With banks working overtime to ensure that the citizens remain least affected by this change. Though fully functional, citizens must exercise prudence when it comes to depositing and exchanging cash and all the details can be found here.

Besides other things which is individual bank specific , keep a few things in mind, at all times:-

General instructions

1. Exchange Rs 500 and Rs 1000 notes for a period of 50 days i.e. till 30th Dec, 2016.
2. You can exchange Rs 2000 per person per day in cash irrespective of the size of the tender. Anything over and above that will be receivable by way of credit to bank account.
3. Carry any of the following valid identity proof:- Aadhaar Card, Driving License, Voter ID Card, Passport, NREGA Card, PAN Card, Identity issued by Government Department, Public Sector Unit

Also, Axis Bank has waived off ATM & branch transaction charges upto 30th Dec. You can also deposit any amount in your account without any limit.

For more queries, please click here

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