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Axis Bank Young Bankers
One career decision you’ll be proud of
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Program fees and Funding

To pursue this course, the interested applicant will have to invest Rs 3, 40,000 plus service tax. This amount will cover the tuition fees, boarding, lodging for the entire course.

Fees will be payable as per the payment schedule below.

Term Fees Service Tax @ 14% Swachh Bharat Cess @ 0.5% Krishi Kalyan Cess @ 0.5% Term Sum
1 110000 15400 550 550 126500
2 115000 16100 575 575 132250
3 115000 16100 575 575 132250
Total 340000 47600 1700 1700 391000


The candidate can choose to fund the course themselves.


The candidate can also choose to apply for the Education Loan from Axis Bank. Students interested in opting for the Education Loan from Axis Bank, may apply for the term sum figure for the three trimesters. Thus students can therefore obtain a high quality specialized course in Banking and Finance without any monetary burden on them and fully financed by the Bank.

Axis Bank Education Loan details for Axis Bank Young Bankers Program

Axis Young Bankers Program (ABYB) – Terms and conditions
Sr. No. Terms Details
1 Eligibility Student should be an Indian National & should have been selected under the Axis Young Bankers Program
2 Course Name Post Graduate Diploma in Banking Services 
3 Rate of Interest 12. 75 % (Fixed rate)
4 Maximum Loan amount 4 lakh (inclusive of course fees, service tax & insurance premium)
5 Processing Fees Nil
6 Other Charges A lumpsum amount of Rs. 2,000/- will be collected towards out of pocket expenses like Stamp Duty / document Franking etc.
7 Penalty for early closure Nil
8 Prepayment Charges Nil
9 Charges for Late Payment Rs 500 + taxes per cheque bounce and a penal interest @ 24% per annum i.e. @ 2% per month on the overdue instalment/s
10 Repayment Instruction/Instrument Return charges Rs.500 plus service tax as applicable per instance
11 Repayment Interest servicing during the moratorium period. EMI repayment will start on completion of the moratorium period.
12 Mode of repayment Interest/EMI repayments will be recovered on a monthly basis from the stipend account based on the "Standing Instruction" from the student.
13 Max. Moratorium period 18 months (i.e. course period + six months)
14 Maximum Repayment period 5 years (which starts six months after the candidate has joined the active service with Axis Bank)                                                                         
15 Loan Disbursement As per fee payment schedule. The payment will be made directly to the institute.
16 Co-applicant The co-applicant should be parent(s)/guardian of the student borrower. In case of married person, co-applicant can be spouse or the parent(s)/parents-in-law
15 Insurance On the loan amount availed. Insurance amount can be included in the loan amount.
16 Tentative Interest amt (per lakh) during moratorium period Approx Rs. 1,083/-
17 Tentative EMI amt (per lakh) post moratorium period Approx Rs. 2,263/-



Sanction and disbursal of loan will be subject to Bank's Loan policy. Your continuation in the ABYB Program and subsequent joining at Axis Bank Ltd. will be subject to payment of fees payable to the university as per the schedule advised. In case the applicant's loan request is declined, the applicant may arrange for the fee to be paid through other means within 15 days from the day the decision is conveyed to him/her. In case of failure of above terms, you will be required to discontinue the program.

Refund of the course fees will not be permissible under any circumstances by the bank.