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Salary Accounts

Wealth Salary Account

Enjoy services of a dedicated wealth manager and Premium Banking at our branches

SMS salary city name to 5676782

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Debit Card

Free MasterCard Premium Debit Card

Personal Accident Insurance Cover

Rs. 10,00,000 daily


If card is swiped 180 days before mishap

Premium Banking Branches

Access to Premium Banking Branches

Axis eDGE Rewards

Earn reward points for completing transactions

Features and Benefits

  • Exclusive premium service through Banking Privileges, Lifestyle Privileges and Investment Privileges
  • Access to Premium Banking branches
  • Dedicated Wealth Manager for all banking needs
  • Preferential rates on personal loans, auto loans and home loans, as per eligibility criteria
Unlimited, free, payable-at-par chequebooks
Unlimited, free, Demand Drafts/Pay Orders, at Axis Bank locations
  • Access 10,000+ Axis Bank ATMs, 1,600+ Axis Bank branches spread over1000 centres
  • Internet banking with secure fund transfer facility (2-factor authentication) to self and third party accounts
  • 24x7 convenience at no charge with Axis Mobile
  • SMS Banking* with alerts on debits/credits over Rs. 5,000/-, balance enquiry, enquiry on last 3 transactions, and status of cheque clearance, etc.
  • No commission on collection of outstation cheques drawn on Axis Bank locations
  • Overdraft facility with extended limit of 2/3 times the net salary (average of 3 months) as per eligibility. The limit is capped at Rs. 1,00,000 which is available for a tenure of 12 months
Free consolidated quarterly statement in physical form and option of monthly e-statements
Electronic Fund Transfer facility across all banks in India
  • Free MasterCard Premium Debit Card with waiver of joining and annual fee for primary account holders
  • Unlimited free cash withdrawals at all ATMs (Axis Bank ATMs and other bank ATMs)
  • High daily withdrawal limits of Rs. 2,00,000 at ATMs and Rs. 5,00,000 for shopping transactions
  • Nil fuel surcharge
  • Lounge access
  • Reward points
  • Occasion based cashback offers
  • Personal accident insurance cover of upto Rs. 10 lakh on MasterCard Premium Debit Card, as per Banks extant guidelines [With effect from 01.04.2013, to keep the personal accident insurance cover activated, the Cardholder should have made a purchase transaction in 180 days prior to the day of the incident. A report would also have to be made to Axis Bank within 90 days of a personal accident or 30 days of loss of card.]
  • Access to 24-hour customer service number to report a missing card
  • Zero lost card liability as insurance against risk of loss due to fraudulent use of a lost/stolen/missing debit card
  • All consumer durable goods purchased using debit cards insured against fires, natural calamities, burglary and housebreaking upto 90 days from the date of purchase, making you eligible for a combined lost card liability and purchase protection of upto Rs 5,00,000
  • Life insurance solutions in association with Max Life Insurance Co Ltd
Axis eDGE Rewards points for transactions and 500+ rewards and offers to redeem points. Earn points for these transactions:
  • Monthly credit transactions of Rs. 50,000 or more
  • Electronic Clearance System transactions
  • Providing Standing Instructions
  • Opening a Recurring Deposit account of Rs. 2,000 or more
  • Opening an AxisDirect account
  • Maintaining a minimum monthly balance of Rs. 25,000
For options to redeem points, check the Axis eDGE Rewards Catalogue

To check no of points you are eligible for click here.
Easy access to cash with MasterCard Premium Debit Card for joint account holder with no issuance and annual charges
One zero balance savings account can be opened for a family member anywhere in the country
Savings Account under Salary scheme is a special account offered to customers with regular direct salary credits coming into this account. In case the monthly salary is not credited into the account for more than 3 consecutive months, the special features offered under the said Account stands withdrawn and the account shall be treated as a Normal Savings Account under our standard charge structure and Average Quarterly Balance (AQB) is required to be maintained, and all charges shall be levied and applied as applicable to normal savings accounts. Moreover the Know Your Customer must be complied with as applicable to a Normal Savings Bank account and documents are to be submitted, failing which there would be a credit freeze marked on the said account. The features of Normal Savings Bank Account and charge structure are available on the bank's website – You may please contact your nearest Axis Bank branch for further details.
*Charges applicable, click here to know more


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