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ASAP Instant Savings Account

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ASAP Instant Savings Account

Axis ASAP is a new age digital savings account offered by Axis Bank. You can open an Axis ASAP account by downloading the Axis Mobile App or by applying online & registering your Aadhaar, PAN & other basic details.

  • Instant Account Opening

  • Minimum Monthly Balance Of Rs. 10,000

  • Initial Funding as low as Rs.15,000

  • Free virtual Debit Card

*Charges are levied if account is closed between 14 days and 1 years. No charges would be levied if account is closed within 14 days of account opening or after 1 Year.

Account TypeASAP Savings AccountASAP Savings Account
Scheme CodeSBDIGSBDIB
Account TypeInstant Savings AccountInstant Savings Account
TypeLimited KYCFull KYC
Basic Service FeesInitial FundingMinimum Rs.15000 Maximum Rs.92000Minimum Rs.15000
Average Balance Required (Metro)Average Monthly Balance (AMB) of Rs. 10,000Average Monthly Balance (AMB) of Rs. 10,000
Account Service Fee (Metro)Rs10 per 100 of the shortfall from AMB Requirement or Rs600 whichever is lower, with a min charge of Rs.150Rs10 per 100 of the shortfall from AMB Requirement or Rs600 whichever is lower, with a min charge of Rs.150
Average Balance Required (Urban)Average Monthly Balance (AMB) of Rs. 10,000Average Monthly Balance (AMB) of Rs. 10,000
Account Service Fee (Urban)Rs10 per 100 of the shortfall from AMB Requirement or Rs600 whichever is lower, with a min charge of Rs.150Rs10 per 100 of the shortfall from AMB Requirement or Rs600 whichever is lower, with a min charge of Rs.150
Average Balance Required (Semi Urban)Average Monthly Balance (AMB) of Rs. 5,000Average Monthly Balance (AMB) of Rs. 5,000
Account Service Fee (Semi Urban)Rs.10 per 100 of the shortfall from AMB Requirement or Rs.300 whichever is lower,with a min charge of Rs.150Rs.10 per 100 of the shortfall from AMB Requirement or Rs.300 whichever is lower,with a min charge of Rs.150
Average Balance Required (Rural)Average Monthly Balance (AMB) of Rs. 2,500Average Monthly Balance (AMB) of Rs. 2,500
Account Service Fee (Rural)Rs.10 per 100 of the shortfall from Average Monthly Balance Requirement OR Rs.250, whichever is lower, with a min charge of Rs.150Rs.10 per 100 of the shortfall from Average Monthly Balance Requirement OR Rs.250, whichever is lower, with a min charge of Rs.150
Total Relationship Value For all locationsNot ApplicableNot Applicable
Primary Debit Card: TypeVisa Online Virtual Card/Visa Online Rewards CardVisa Online Virtual Card/Visa Online Rewards Card
Primary Card: Issuance FeesVirtual Card- NIL Physical Card Rs. 500 + TaxVirtual Card- NIL Physical Card Rs. 500 + Tax
Primary Card: Annual FeesVirtual Card- NIL Physical Card Rs. 500 + TaxVirtual Card- NIL Physical Card Rs. 500 + Tax
Joint Debit Card: TypeNot ApplicableVisa Online Virtual Card/Visa Online Rewards Card
Joint Card: Issuance FeesNot ApplicableVirtual Card- NA Physical Card Rs. 500 + Tax
Joint Card: Annual FeesNot ApplicableVirtual Card- NA Physical Card Rs. 500 + Tax
My Design Card IssuanceNot ApplicableNot Applicable
Chequebook Issuance: No. of Chequebooks FreeNo Cheque Book allowedOne multicity Cheque Book Free per year (20 leaves)
DD/PO Issuance: No. of free DD/PONilNil
Account ClosureRs. 500*Rs. 500*
NetSecure with 1 Touch - Issuance feeRs.1000Rs.1000
Monthly Cash Transaction Free LimitsFirst 4 Transactions or Rs 2 lakhs whichever is earlierFirst 4 Transactions or Rs 2 lakhs whichever is earlier
*Terms and conditions* Charges are levied if account is closed between 14 days and 1 years. No charges would be levied if account is closed within 14 days of account opening or after 1 Year.* Charges are levied if account is closed between 14 days and 1 years. No charges would be levied if account is closed within 14 days of account opening or after 1 Year.
Transaction FeesDaily withdrawal limit and Shopping limitOnline Rewards Card Daily withdrawal limit of Rs. 1,00,000/- and purchase limit of Rs. 5,00,000 /- Virtual Visa Card Online Daily Purchase limit of Rs. 1,00,000/-Online Rewards Card Daily withdrawal limit of Rs. 1,00,000/- and purchase limit of Rs. 5,00,000 /- Virtual Visa Card Online Daily Purchase limit of Rs. 1,00,000/-
BNA Convenience fees Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays (National and State)Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays (National and State)
Monthly Cash Transaction Free Limits (Metro/Urban)No Free transactionNo Free transaction
Monthly Cash Transaction Free Limits (Semi-Urban/Rural)No Free transactionNo Free transaction
Fees on Cash Deposits and Withdrawals above limitsRs.5 per Rs.1000 or Rs.150, whichever is higherRs.5 per Rs.1000 or Rs.150, whichever is higher
Cash transaction Fee at Non-home branchesCash Transactions at Non-Home Branch : Cash transactions upto Rs.25,000/- per day, exceeding which Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/- to be charged Cash Transactions at Non-Home Branch : Cash transactions upto Rs.25,000/- per day, exceeding which Rs.5/- per thousand or part thereof, subject to a minimum of Rs.150/- to be charged
BNA Convinience FeeConvenience Fee on Cash Deposit Transactions done at Cash Deposit Machines - Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays & State HolidaysConvenience Fee on Cash Deposit Transactions done at Cash Deposit Machines - Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays & State Holidays
Fair usage fees on branch transactions15 transactions free per month post which charge of Rs.75/transaction would be levied. This is over and above the existing fee structure.Transactions include Cash transactions at branch, Outward clearing, Fund transfer, RTGS/NEFT & remittances15 transactions free per month post which charge of Rs.75/transaction would be levied. This is over and above the existing fee structure.Transactions include Cash transactions at branch, Outward clearing, Fund transfer, RTGS/NEFT & remittances
Outstation Cheque Collection Fees:Upto Rs.5,000: Rs.25 per cheque,
Rs.5,001 - Rs.10,000: Rs.50 per cheque,
Rs.10,001 – Rs.1 Lakh: Rs.100 per cheque,
Above Rs.1 Lakh: Rs.200 per cheque
Upto Rs.5,000: Rs.25 per cheque,
Rs.5,001 - Rs.10,000: Rs.50 per cheque,
Rs.10,001 – Rs.1 Lakh: Rs.100 per cheque,
Above Rs.1 Lakh: Rs.200 per cheque
RTGS Fees (Branch + Online)NILNIL
NEFT Fees (Branch_Online)NILNIL
IMPS FeesRe 1 to Rs. 1000 - NIL charges, 1000.01 to 1,00,000 - Rs.5 per transaction + taxes, 1,00,000.01 and above - Rs.15 per transaction + taxes. Re 1 to Rs. 1000 - NIL charges, 1000.01 to 1,00,000 - Rs.5 per transaction + taxes, 1,00,000.01 and above - Rs.15 per transaction + taxes.
Speed Clearing FeesFree upto cheque amount of Rs.1 lakh. Above Rs.1 lakh- Rs.150Free upto cheque amount of Rs.1 lakh. Above Rs.1 lakh- Rs.150
Axis Bank ATM: No. of Free TransactionsFirst 5 transactions Financial and 10 Non Financial freeFirst 5 transactions Financial and 10 Non Financial free
Non- Axis Bank ATM: No of Free TransactionsFirst 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or - First 5 transactions (Financial + Non Financial) free in all Other Locations. Effective 1st June - Introduction of ATM Cash withdrawal transaction failure charges at other banks domestic ATM due to insufficient fund in customers Savings Account - Rs 25 Per InstanceFirst 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or - First 5 transactions (Financial + Non Financial) free in all Other Locations. Effective 1st June - Introduction of ATM Cash withdrawal transaction failure charges at other banks domestic ATM due to insufficient fund in customers Savings Account - Rs 25 Per Instance
Axis/Non-Axis ATM: Cash Withdrawal (financial transaction)fees beyond limitsRs.20 per transaction Rs.20 per transaction
Axis/Non-Axis ATM: Balance Enquiry (non financial transaction) fees beyond limitsRs.8.5 per transactionRs.8.5 per transaction
International Cash Withdrawal fees (ATM)Rs.125Rs.125
International Balance Enquiry fees (ATM)Rs.25Rs.25
Surcharge on Railway Tickets purchased with Debit Card2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction
Surcharge at Petrol Pumps2.5% of the sale amount (Min Rs.10)2.5% of the sale amount (Min Rs.10)
Cross Currency Mark-up on International Debit Card Transactions0.0350.035
Transaction Failure FeesStanding Instruction / Auto Debit Return (Insufficient Funds)Rs. 250Rs. 250
On-us ATM cash withdrawal transaction failure charges due to insufficient fundsRs. 25/txnRs. 25/txn
SI Failure charges for RD/MF SIP bounceRs. 50 per instanceRs. 50 per instance
Outward Cheque ReturnRs.200 per chequeRs.200 per cheque
Inward Cheque Return- Financial ReasonsNARs.500 flat per instance
Inward Cheque Return- Non - Financial ReasonsNARs.50 flat per instance
Outstation Cheque ReturnRs.150 per chequeRs.150 per cheque
ECS Debit FailureRs.500 Flat per instanceRs.500 Flat per instance
ATM Cash withdrawal transaction failure charges due to insufficient fund at any bank ATM due to insufficient fund in customer’s savings accountRs 25 per instanceRs 25 per instance
Transaction Decline Fee at POS terminals due to insufficient funds in Savings accountRs 25 per instanceRs 25 per instance
Additional Charges on Non-Maintenance of Balance Applicable to all Branch LocationsECS/NACH Debit Failure - Rs.650/instance SI Failure - Rs.300/instance Inward Cheque Return - Rs.650/instance Auto Debit Failure - Rs.300/instance Transaction Decline at ATM/POS due to insufficient balance in Savings Account - Rs.50/instance ECS/NACH Debit Failure - Rs.650/instance SI Failure - Rs.300/instance Inward Cheque Return - Rs.650/instance Auto Debit Failure - Rs.300/instance Transaction Decline at ATM/POS due to insufficient balance in Savings Account - Rs.50/instance
Convenience FeesCard Replacement FeeVisa Online Virtual Card - Card can not be replaced Visa Online Rewards Card - 300+taxVisa Online Virtual Card - Card can not be replaced Visa Online Rewards Card - 300+tax
Fair Usage Fees15 txn free/month would be permitted and charge of Rs 75/txn would be levied 16th transaction onwards. This is over and above the existing fee structure.15 txn free/month would be permitted and charge of Rs 75/txn would be levied 16th transaction onwards. This is over and above the existing fee structure.
Additional MyDesign Card - Replacement FeeNot AllowedNot Allowed
Additional Chequebook FeeRs.5/leafRs.5/leaf
Duplicate PIN(Branch mode only)Rs.100Rs.100
Duplicate PassbookRs.100Rs.100
Physical Statement Fee at branch for prior quartersRs.100Rs.100
Stop Payment Instructions: ChequeRs.100 per cheque, with a maximum of Rs.200 for Series (>2)Rs.100 per cheque, with a maximum of Rs.200 for Series (>2)
Stop Payment Instructions: ECSRs.100Rs.100
DD/PO CancellationRs.100Rs.100
DD/PO DuplicateRs.100Rs.100
DD/PO RevalidationRs.100Rs.100
Additional DD/PO FeeUpto Rs.10,000 - Rs.50 Above Rs.10,000 - Rs.5 per 1000 (min Rs.75/-max Rs.10,000)Upto Rs.10,000 - Rs.50 Above Rs.10,000 - Rs.5 per 1000 (min Rs.75/-max Rs.10,000)
Value Added SMS AlertsRs.5 per monthRs.5 per month
Address ConfirmationRs.100Rs.100
Photo AttestationRs.100Rs.100
Signature VerificationRs.100Rs.100
Balance CertificateRs.100Rs.100
Locker feesVaries by Size and branch category (Metro/urban/semiurban/rural)Varies by Size and branch category (Metro/urban/semiurban/rural)
NetSecure with 1 Touch - Replacement feeRs.800Rs.800
OTHER FEES AND CHARGESOther Free Services & DiscountsDemat Account AMC (1st Yr)Demat Account AMC (1st Yr)
Demat A/C annual charges where applicableIf Demat account is linked with your savings account- Rs.750, If Demat account is not linked with your savings account- Rs.2500If Demat Account Is Linked With Your Savings Account- Rs.750, If Demat Account Is Not Linked With Your Savings Account- Rs.2500
FOREIGN CURRENCY FEESForeign Currency Outward Remit by Wire/TT/SwiftNot AllowedRs.1,000
Foreign Currency Outward Remit by DDNot AllowedRs.250 or 0.3% whichever is higher
Foreign Currency Inward Remit Fee per remittance (wire)Not AllowedRs.250
Foreign Currency Inward Remit: FIRC ChargesNot AllowedRs.100
Foreign Currency deposit at BranchesNot AllowedRs.100
Traveller Cheques & Currency NotesNot AllowedRs.100
Foreign Currency Cheque: Base ChargesNot Allowed0.25% of INR Value + Service Tax (Min. Rs.111)
Foreign Currency Cheque: IRM CommissionNot AllowedRs.250
Foreign Currency Cheque: Courier ChargesNot AllowedRs.50
Foreign Currency Cheque: Additional Charge -FCS onlyNot AllowedCorrespondent bank Charges
Foreign Currency Cheque: Additional Charge - Direct Collection onlyNot AllowedDrawee Bank Charges - On Receipt
Foreign Currency Cheque: Additional Charge - Reimbursement Collection onlyNot AllowedDrawee Bank Charges - On Receipt = Correspondent Bank Charge - $13