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ASAP Instant Savings Account

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Online Rewards Debit Card

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ASAP Instant Savings Account

Axis ASAP is a new age digital savings account offered by Axis Bank. You can open an Axis ASAP account by downloading the Axis Mobile App or by applying online & registering your Aadhaar, PAN & other basic details. Axis ASAP comes with a host of features like higher interest rates, 10% cash back every month on BookMyShow, unlimited transfers using axis mobile & much more.

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  • Instant Account Opening

  • Higher Interest Rates

  • No Minimum Balance Required

  • Initial Funding as low as Rs.10000

*Charges are levied if account is closed between 14 days and 1 years. No charges would be levied if account is closed within 14 days of account opening or after 1 Year.

Account TypeASAP Savings AccountASAP Savings Account
Scheme CodeSBDIGSBDIB
Account TypeInstant Savings AccountInstant Savings Account
TypeLimited KYCFull KYC
Basic Service FeesInitial FundingMinimum Rs.10000 Maximum Rs.92000Minimum Rs.10000 Maximum Rs.92000
Average Balance Required (Metro)No minimum balance requiredNo minimum balance required
Account Service Fee (Metro)No Fee applicapbleNo Fee applicapble
Average Balance Required (Urban)No minimum balance requiredNo minimum balance required
Account Service Fee (Urban)No Fee applicapbleNo Fee applicapble
Average Balance Required (Semi Urban)No minimum balance requiredNo minimum balance required
Account Service Fee (Semi Urban)No Fee applicapbleNo Fee applicapble
Average Balance Required (Rural)No minimum balance requiredNo minimum balance required
Account Service Fee (Rural)No Fee applicapbleNo Fee applicapble
Total Relationship Value For all locationsNot ApplicableNot Applicable
Primary Debit Card: TypeVisa Online Virtual Card/Visa Online Rewards CardVisa Online Virtual Card/Visa Online Rewards Card
Primary Card: Issuance FeesVirtual Card- NIL Physical Card Rs. 300 + TaxVirtual Card- NIL Physical Card Rs. 300 + Tax
Primary Card: Annual FeesVirtual Card- NIL Physical Card Rs. 500 + TaxVirtual Card- NIL Physical Card Rs. 500 + Tax
Joint Debit Card: TypeNot ApplicableVisa Online Virtual Card/Visa Online Rewards Card
Joint Card: Issuance FeesNot ApplicableVirtual Card- NA Physical Card Rs. 500 + Tax
Joint Card: Annual FeesNot ApplicableVirtual Card- NA Physical Card Rs. 500 + Tax
My Design Card IssuanceNot ApplicableNot Applicable
Chequebook Issuance: No. of Chequebooks FreeNot AllowedNo Free chequebook
DD/PO Issuance: No. of free DD/PO00
Account ClosureRs. 500*Rs. 500*
NetSecure with 1 Touch - Issuance feeRs.1000Rs.1000
*Terms and conditions* Charges are levied if account is closed between 14 days and 1 years. No charges would be levied if account is closed within 14 days of account opening or after 1 Year.* Charges are levied if account is closed between 14 days and 1 years. No charges would be levied if account is closed within 14 days of account opening or after 1 Year.
Transaction FeesDaily withdrawal limit and Shopping limitOnline Rewards Card Daily withdrawal limit of Rs. 1,00,000/- and purchase limit of Rs. 5,00,000 /- Virtual Visa Card Online Daily Purchase limit of Rs. 1,00,000/-Online Rewards Card Daily withdrawal limit of Rs. 1,00,000/- and purchase limit of Rs. 5,00,000 /- Virtual Visa Card Online Daily Purchase limit of Rs. 1,00,000/-
Monthly Cash Transaction Free Limits (Metro/Urban)No Free transactionNo Free transaction
Monthly Cash Transaction Free Limits (Semi-Urban/Rural)No Free transactionNo Free transaction
Fees on Cash Deposits and Withdrawals above limitsRs.5 per Rs.1000 or Rs.150, whichever is higherRs.5 per Rs.1000 or Rs.150, whichever is higher
Outstation Cheque Collection Fees:Not AllowedUpto Rs.5,000: Rs.25 per cheque,
Rs.5,001 - Rs.10,000: Rs.50 per cheque,
Rs.10,001 – Rs.1 Lakh: Rs.100 per cheque,
Above Rs.1 Lakh: Rs.200 per cheque
RTGS Fees (Branch)Not AllowedRs.2 to Rs.5 Lakhs - Rs.25 per transaction, Above Rs.5 Lakhs - Rs.50 per transaction
RTGS Fees (Online)Not AllowedNIL
NEFT Transaction Limits (how many free per quarter)Unlimited - OnlineUnlimited - Online
NEFT Fees (Branch)Upto Rs.10,000: Rs.2.5 per transaction,
Rs.10,000 – Rs.1 Lakh: Rs.5 per transaction,
Rs.1 Lakh –Rs.2 Lakhs: Rs.15 per transaction,
Above Rs.2 Lakhs: Rs.25 per transaction
Upto Rs.10,000: Rs.2.5 per transaction,
Rs.10,000 – Rs.1 Lakh: Rs.5 per transaction,
Rs.1 Lakh –Rs.2 Lakhs: Rs.15 per transaction,
Above Rs.2 Lakhs: Rs.25 per transaction
NEFT Fees (Online)NILNIL
IMPS FeesNILNIL
Speed Clearing FeesNot applicableFree upto cheque amount of Rs.1 lakh. Above Rs.1 lakh- Rs.150
Axis Bank ATM: No. of Free TransactionsFirst 5 transactions (Financial + Non Financial) freeFirst 5 transactions (Financial + Non Financial) free
Non- Axis Bank ATM: No of Free TransactionsFirst 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or - First 5 transactions (Financial + Non Financial) free in all Other Locations. Effective 1st June - Introduction of ATM Cash withdrawal transaction failure charges at other banks domestic ATM due to insufficient fund in customers Savings Account - Rs 25 Per InstanceFirst 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or - First 5 transactions (Financial + Non Financial) free in all Other Locations. Effective 1st June - Introduction of ATM Cash withdrawal transaction failure charges at other banks domestic ATM due to insufficient fund in customers Savings Account - Rs 25 Per Instance
Axis/Non-Axis ATM: Cash Withdrawal (financial transaction)fees beyond limitsRs.20 per transaction Rs.20 per transaction
Axis/Non-Axis ATM: Balance Enquiry (non financial transaction) fees beyond limitsRs.8.5 per transactionRs.8.5 per transaction
International Cash Withdrawal fees (ATM)Rs.125Rs.125
International Balance Enquiry fees (ATM)Rs.25Rs.25
Surcharge on Railway Tickets purchased with Debit Card2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction
Surcharge at Petrol Pumps2.5% of the sale amount (Min Rs.10)2.5% of the sale amount (Min Rs.10)
Cross Currency Mark-up on International Debit Card Transactions3.50%3.50%
Transaction Failure FeesStanding Instruction / Auto Debit Return (Insufficient Funds)Rs.250 per instanceRs.250 per instance
SI Failure charges for RD/MF SIP bounceRs. 50 per instanceRs. 50 per instance
Outward Cheque ReturnNot AllowedRs.150 per cheque
Inward Cheque ReturnNot AllowedRs.350 for 1st Cheque and Rs. 750 per instance from 2nd Cheque onwards
Outstation Cheque ReturnNot AllowedRs.150 per cheque
ECS Debit FailureRs.500 Flat per instanceRs.500 Flat per instance
Convenience FeesCard Replacement FeeVisa Online Virtual Card - Card can not be replaced Visa Online Rewards Card - 300+taxVisa Online Virtual Card - Card can not be replaced Visa Online Rewards Card - 300+tax
Additional MyDesign Card - Replacement FeeNot AllowedNot Allowed
Additional Chequebook FeeNot AllowedRs.60 per chequebook(20 leaves).Rs.3/leaf
Duplicate PIN(Branch mode only)Rs.100Rs.100
Duplicate PassbookRs.100Rs.100
Physical Statement Fee at branch for prior quartersRs.100Rs.100
Stop Payment Instructions: ChequeNot AllowedRs.100 per cheque, with a maximum of Rs.200 for Series (>2)
Stop Payment Instructions: ECSRs.100Rs.100
DD/PO CancellationRs.100Rs.100
DD/PO DuplicateRs.100Rs.100
DD/PO RevalidationRs.100Rs.100
Additional DD/PO FeeUpto Rs.10,000 - Rs.50 Above Rs.10,000 - Rs.5 per 1000 (min Rs.75/-max Rs.10,000)Upto Rs.10,000 - Rs.50 Above Rs.10,000 - Rs.5 per 1000 (min Rs.75/-max Rs.10,000)
Value Added SMS AlertsRs.5 per monthRs.5 per month
Address ConfirmationRs.100Rs.100
Photo AttestationRs.100Rs.100
Signature VerificationNot allowedRs.100
Balance CertificateRs.100Rs.100
Locker feesNAVaries by Size and branch category (Metro/urban/semiurban/rural)
NetSecure with 1 Touch - Replacement feeRs.800Rs.800
OTHER FEES AND CHARGESOther Free Services & DiscountsDemat Account AMC (1st Yr)Demat Account AMC (1st Yr)
Demat A/C annual charges where applicableIf Demat account is linked with your savings account- Rs.750, If Demat account is not linked with your savings account- Rs.2500If Demat Account Is Linked With Your Savings Account- Rs.750, If Demat Account Is Not Linked With Your Savings Account- Rs.2500
FOREIGN CURRENCY FEESForeign Currency Outward Remit by Wire/TT/SwiftNot AllowedRs.1,000
Foreign Currency Outward Remit by DDNot AllowedRs.250 or 0.3% whichever is higher
Foreign Currency Inward Remit Fee per remittance (wire)Not AllowedRs.250
Foreign Currency Inward Remit: FIRC ChargesNot AllowedRs.100
Foreign Currency deposit at BranchesNot AllowedRs.100
Traveller Cheques & Currency NotesNot AllowedRs.100
Foreign Currency Cheque: Base ChargesNot Allowed0.25% of INR Value + Service Tax (Min. Rs.111)
Foreign Currency Cheque: IRM CommissionNot AllowedRs.250
Foreign Currency Cheque: Courier ChargesNot AllowedRs.50
Foreign Currency Cheque: Additional Charge -FCS onlyNot AllowedCorrespondent bank Charges
Foreign Currency Cheque: Additional Charge - Direct Collection onlyNot AllowedDrawee Bank Charges - On Receipt
Foreign Currency Cheque: Additional Charge - Reimbursement Collection onlyNot AllowedDrawee Bank Charges - On Receipt = Correspondent Bank Charge - $13
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