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ASAP Instant Savings Account

Open Axis ASAP

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Get exciting offers on dining, movies & travel with your ASAP account.

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Online Rewards Debit Card

Get 3x eDGE reward points with your Online Rewards physical debit card.

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Unlimited RTGS/NEFT with Axis Mobile App.

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ASAP Instant Savings Account

Axis ASAP is a new age digital savings account offered by Axis Bank. You can open an Axis ASAP account by downloading the Axis Mobile App or by applying online & registering your Aadhaar, PAN & other basic details. Axis ASAP comes with a host of features like higher interest rates, 10% cash back every month on BookMyShow, unlimited transfers using axis mobile & much more.

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  • Instant Account Opening

  • Higher Interest Rates

  • No Minimum Balance Required

  • Initial Funding as low as Rs.10000

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Sr. noTypeAccount TypeASAP Savings Account
1Basic Service Fees
Primary Debit Card: TypeVirtual Visa Debit Card / Visa Online Rewards Debit Card
Primary Card: Issuance FeesVirtual Visa Debit Card (NIL Charge) / Visa Online Rewards Debit Card (Rs. 300 + GST,special discounted price for ASAP customers)
Primary Card: Annual FeesVirtual Visa Debit Card (NIL Charge) / Visa Online Rewards Debit Card (Rs. 500)
Chequebook Issuance: No. of Chequebooks FreePost completion of KYC at any Axis Bank branch, per cheque book Rs 60.
Account ClosureRs. 500**
Initial FundingRs.10,000
NetSecure with 1 Touch - Issuance feeRs.800
Average Balance Required (Metro)NIL
Account Service Fee (Metro)NIL
Account Service Fee (Urban)NIL
Account Service Fee (Rural)NIL
Account Service Fee (Semi Urban)NIL
Average Balance Required (Semi Urban)NA
Average Balance Required (Urban)NA
Average Balance Required (Rural)NA
Total Relationship Value For all locationsNA
Joint Debit Card: TypeNA
Joint Card: Issuance FeesNA
Joint Card: Annual FeesNA
My Design Card IssuanceNA
DD/PO Issuance: No. of free DD/PO0
*Terms and conditionsApplicable if account is closed between 14 days and 1 year
2Transaction FeesDaily withdrawal limit and Shopping limitOnline Rewards Card
Daily withdrawal limit of Rs. 50,000/- and purchase limit of Rs. 5,00,000 /- 
Virtual Visa Card
Online Daily Purchase limit of Rs. 1,00,000/-
Monthly Cash Transaction Free Limits (Metro/Urban)Nil,Effective 1st April, 2019 - Introduction of Convenience Fee on Cash Deposit Transactions done at Cash Deposit Machines - Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays
Monthly Cash Transaction Free Limits (Semi-Urban/Rural)Nil,Effective 1st April, 2019 - Introduction of Convenience Fee on Cash Deposit Transactions done at Cash Deposit Machines - Rs.50 per transaction after banking hours (i.e. Between 5:00 pm to 9:30 am) and on Bank Holidays
Fees on Cash Deposits and Withdrawals above limitsRs.5 per Rs.1000 or Rs.150, whichever is higher
Outstation Cheque Collection Fees:Upto Rs.5,000: Rs.25 per cheque,
Rs.5,001 - Rs.10,000: Rs.50 per cheque,
Rs.10,001 – Rs.1 Lakh: Rs.100 per cheque,
Above Rs.1 Lakh: Rs.200 per cheque
RTGS Fees (Branch)Rs.2 to Rs.5 Lakhs - Rs.25 per transaction, Above Rs.5 Lakhs - Rs.50 per transaction
RTGS Fees (Online)NIL
NEFT Fees (Branch)Upto Rs.10,000: Rs.2.5 per transaction,
Rs.10,000 – Rs.1 Lakh: Rs.5 per transaction,
Rs.1 Lakh –Rs.2 Lakhs: Rs.15 per transaction,
Above Rs.2 Lakhs: Rs.25 per transaction
NEFT Fees (Online)NIL
IMPS FeesNIL
Speed Clearing FeesFree upto cheque amount of Rs.1 lakh. Above Rs.1 lakh- Rs.150
Axis Bank ATM: No. of Free TransactionsFirst 5 transactions (Financial + Non Financial) free
Non- Axis Bank ATM: No of Free TransactionsFirst 3 transactions (Financial + Non Financial) free in Metro Locations (Mumbai, Delhi-NCR, Chennai, Kolkata, Bangalore and Hyderabad ), or - First 5 transactions (Financial + Non Financial) free in all Other Locations. Starting 1st June 2019, Rs 25 per instance for Cash Decline charges at other bank’s ATM due to insufficient fund in Savings Accounts
Axis/Non-Axis ATM: Cash Withdrawal (financial transaction)fees beyond limitsRs.20 per transaction
Axis/Non-Axis ATM: Balance Enquiry (non financial transaction)fees beyond limitsRs.8.5 per transaction
International Cash Withdrawal fees (ATM)Rs.125
International Balance Enquiry fees (ATM)Rs.25
Surcharge on Railway Tickets purchased with Debit Card2.5% of the sale amount (Min Rs. 10) + Rs.30 per transaction
Surcharge at Petrol PumpsNil
Cross Currency Mark-up on International Debit Card Transactions0.035
Convinience fee on cash deposit machines for cash deposit transactions (after banking hours i.e 5 pm to 9.30 and on bank holidays)Rs 50 per transaction
3Transaction Failure FeesOutward Cheque ReturnRs.150 per cheque
Inward Cheque ReturnRs 500 per instance. From 1st June 2019, Rs 50 for Inward Cheque Return for Non-Financial Reasons
Outstation Cheque ReturnFrom 1st June 2019 Rs 200 per instance
ECS Debit FailureRs.350 for 1st ECS Debit return and Rs. 750 per instance from 2nd transaction onwards
4Convenience FeesStanding Instruction/Auto-debit Failure (Loan EMIs & Credit Card payments)Rs.250 per instance
Card Replacement FeeRs. 200 (Online Rewards Card)
Additional MyDesign Card - Replacement FeeOriginal Replacement Card Fee + Rs. 150 (Online Rewards Card)
Additional Chequebook FeeRs.60 per chequebook(20 leaves)
Duplicate PIN(Branch mode only)Rs.100
Duplicate PassbookRs.100
Physical Statement Fee at branch for prior quartersRs.100
Email StatementFree,'You can download your email statement through net banking or on your Axis Mobile App’
Stop Payment Instructions: ChequeRs.100 per cheque, with a maximum of Rs.200 for Series (>2)
Stop Payment Instructions: ECSRs.100
DD/PO CancellationRs.100
DD/PO DuplicateRs.100
DD/PO RevalidationRs.100
Additional DD/PO FeeUpto Rs.10,000 - Rs.50
Above Rs.10,000 - Rs.5 per 1000 (min Rs.75/-max Rs.10,000)
Value Added SMS AlertsRs.5 per month
Address ConfirmationRs.100
Photo AttestationRs.100
Signature VerificationRs.100
Balance CertificateRs.100
Locker feesVaries by Size and branch category (Metro/urban/semiurban/rural)
NetSecure with 1 Touch - Replacement feeRs.500
5Other Free Services & DiscountsOther Free Services & DiscountsDemat Account AMC (1st Yr)
Demat A/C annual charges where applicableIf Demat account is linked with your savings account- Rs.750, If Demat account is not linked with your savings account- Rs.2500
6Foreign Currency ChargesForeign Currency Outward Remit by Wire/TT/SwiftRs.1,000
Foreign Currency Outward Remit by DDRs.250 or 0.3% whichever is higher
Foreign Currency Inward Remit Fee per remittance (wire)Rs.250
Foreign Currency Inward Remit: FIRC ChargesRs.100
Foreign Currency deposit at BranchesRs.100
Traveller Cheques & Currency NotesRs.100
Foreign Currency Cheque: Base Charges0.25% of INR Value + Service Tax (Min. Rs.111)
Foreign Currency Cheque: IRM CommissionRs.250
Foreign Currency Cheque: Courier ChargesRs.50
Foreign Currency Cheque: Additional Charge -FCS onlyCorrespondent bank Charges
Foreign Currency Cheque: Additional Charge - Direct Collection onlyDrawee Bank Charges - On Receipt
Foreign Currency Cheque: Additional Charge - Reimbursement Collection onlyDrawee Bank Charges - On Receipt = Correspondent Bank Charge - $13
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