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Savings Account

Pension Savings Account

Enjoy stress-free banking post retirement, with an account specially designed for pensioners

SMS APENSION to 54646

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Visa Classic Debit Card at nominal fee of Rs. 200

Personal Accident Insurance Cover

Rs. 2,00,000

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If card is swiped once, every 6 months

ATM Withdrawal Limit

Rs. 40,000 daily

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Eligibility and Documentation

Ensure your eligibility

Following are the individuals eligible for opening a Pension Savings Account:

  • Employees of Central Government and Civil Ministries who are covered under the Central Government Pension Scheme, operated by the Central Pension Accounting Office under the Department of Expenditure and Ministry of Finance
  • Employees of the Armed Forces (Army, Navy and Air Force) who are covered under the Defence Pension Scheme, operated by Pension Sanctioning Authority/Defence Unit under the Ministry of Defence
  • Employees of an organisation where the workforce strength is greater than twenty (including contract employees) and those who have opted to be members of the EPS 95 Scheme
  • Existing members covered under the Member of Employees Family Pension Scheme

Keep your documents ready

Following are the documents required for opening a Pension Savings Account:

  • Two latest passport size photographs
  • Address and identity proof documents
  • For a full list of address and identity proof documents, click here

  • Only a single copy of the document is required if it is mentioned under the list of both address and identity proof, for example – Passport or an Aadhar card
  • If your mailing and permanent addresses are different, then it is necessary to provide address proof documents for both

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