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Savings Account

Pradhan Mantri Jan-Dhan Yojana (PMJDY)

Be assured of affordable access to banking, deposit, remittance, credit, insurance and pension services

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Debit Card

Free Rupay Debit Card

Zero Balance Account

No minimum balance requirement

Insurance Covers

Free life insurance cover of Rs. 30,000 Free accidental insurance cover of Rs. 1 lakh

Overdraft Facility

After 6 months of satisfactorily handling the account

Eligibility and Documentation

Ensure your eligibility

  • Any individual above the age of 10 years
  • Retired bank employees
  • Retired teachers
  • Retired government employees
  • Ex-servicemen
  • Individual owners of kirana/medical/fair price shops
  • Individual Public Call Office (PCO) operators
  • Agents of Small Savings Scheme of Government of India / Insurance companies
  • 'For Profit' companies registered under the Indian Companies Act
  • Non-Banking Financial Companies (NBFCs) that don’t take deposits

Keep your documents ready

Documents for Pradhan Mantri Jan-Dhan Yojana Account for individual

  • Aadhaar Card/Aadhaar Number (In case address has changed, a self-certification of current address)
  • If Aadhaar Card is not available, one of the following Officially Valid Documents (OVD) is required:
    • Voter ID Card
    • Driving License
    • PAN Card
    • Passport
    • NREGA Card
  • These are applicable as 'Proof of Identity and Address' if address is mentioned
    If Officially Valid Documents are not available, and individual is categorised as ‘low-risk’ by banks, one of the following documents is required:
    • Identity Card with applicant’s photograph issued by Central/State government departments, statutory/regulatory authorities, public sector undertakings, scheduled commercial banks and public financial institutions
    • Letter issued by a gazette officer, with a duly attested photograph of the person


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