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Commercial Credit Cards

My Business Credit Card

Manage business efficiently with a credit card especially designed for self-employed professionals

Free Hotel Stay

Vouchers for 2 free nights hotel stay on for upto Rs.3000 per room per night

Low Interest Rates

Extended Credit Facility at just 1.95% per month

Cash Advance Facility

Withdraw cash upto 30% of your credit limit from over 1 million Visa ATMs around the world

Business Savings Plan

To control your official travel and business expenses more effectively with offers from select brands

Features and Benefits

Charges Amt. (Rs.)
Joining Fee 999
Annual Fee

1st Year:

2nd Year onwards:


Rs. 499

Add-on Card Joining Fee Nil
Add-on Card Annual Fee Nil
Card Replacement(lost or stolen or re-issue) Waived
Cash Payment Fee 50
Duplicate Statement Fee Waived
Charge Slip Retrieval Fee or Copy Request Fee Waived
Outstation Cheque Fee Waived
Mobile Alerts for Transactions Free
Hotlisting Charges Nil
Balance Enquiry Charges Waived
Finance Charges(Retail Purchases and Cash) 1.95% per month
(26.08% per annum
Cash Withdrawal Fees 2.5% (Min.250) of the Cash Amount
Overdue Penalty or Late Payment Fee
  • 300 if Total Payment Due is up to 2,000
  • 400 if Total Payment Due is between 2,001 - 5,000
  • 600 if Total Payment Due is 5,001 or more
Over Limit Penalty 3% of the over limit amount(Min.500)
Cheque return or dishonour Fee or Autodebit Reversal 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge Transaction 2.5% (Waived for fuel etween 400 and 4,000)
Foreign Currency Transaction Fee 3.50% of the transaction value
Reward Point Redemption Fee 30
Service Tax 12.36%

Charges structure is subject to change from time to time at the sole discretion of Axis Bank. As per Ministry of Finance guidelines, a service tax of 12.36% is being levied on all fees, interests and other charges on all credit cards. No refund shall be provided for Service Tax charged on Fuel Transaction Surcharge


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Your ticket to a free movie

Open a savings account online & get a Bookmyshow voucher worth Rs.200


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Don't let money come in the way of your dream home

Axis bank personal loans with zero foreclosure and part prepayment



NRI DIGITAL BANKING. More family time, less banking.

Manage your NRI account from the comfort of your home.



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