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Credit Cards

MY Business Credit Card

Manage your business efficiently with competitive interest rates,
Business Savings Plan and more

Business Savings Plan

Offers to let you control official travel and business expenses more effectively

Fuel Surcharge Waiver

At all fuel stations across India, upto Rs. 400 per month

Airport Lounge Access

2 complimentary airport lounge visits within India every quarter

Features and Benefits

MY Business Credit Card Charges
Joining Fee Rs.999
Annual Fee

1st Year:

2nd Year onwards:

Nil

Rs. 499

Add-on Card Joining Fee Nil
Add-on Card Annual Fee Nil
Card Replacement Fee(lost or stolen or re -issue) Waived
Cash Payment Fee Rs. 100/-
Duplicate Statement Fee Waived
Charge slip Retrieval Fee or Copy Request Fee Waived
Outstation Cheque Fee Waived
Mobile Alerts for Transactions Free
Hotlisting Charges Nil
Balance Enquiry Charges Waived
Finance Charges (Retail Purchases & Cash) 3.25% per month(46.78% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount
Overdue Penalty or Late Payment Fee
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500)
Cheque return or dishonour Fee or Auto-debit Reversal Rs. 300/-
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge Transaction 1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee 3.50% of the transaction value
Reward Point Redemption fee NIL
Goods & Services Tax As applicable

Charges structure is subject to change from time to time at the sole discretion of Axis Bank .As per Ministry of Finance guidelines, a Goods & Services Tax as applicable is levied on all fees , interest and other charges on all credit cards.No refund shall be provided for Goods & Services Tax charged on Fuel Transaction Surcharge.




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