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Commercial Debit Cards

Business Classic Debit Card

Debit Card designed for the self-employed customers loaded with benefits and features to help business manage their expenses efficiently

High Transaction Limits

Rs. 40,000 - daily withdrawal limit
Rs. 1 lakhs - daily purchase limit

Insurance Coverage

Personal Accident Insurance Cover of Rs. 2 lakhs

Card Personalization

Personalize your debit card with your Company Name, Brand logo or Designation

Dinning Delight

enjoy a minimum discount of 15% at over 5,000+ restaurants.

Features and Benefits

  • Enjoy enhanced daily cash withdrawal limit of Rs. 40,000 per day and purchase limit of Rs. 1,00,000 on your MasterCard Business Debit Card subject to the balances held in your account
  • Your card will be activated for payment transactions at merchant outlets, within 24 hours of your first cash withdrawal transaction at any Axis Bank or Visa ATM .
  • Personal Accident Insurance Cover of upto Rs. 2 lakhs
  • Zero lost card liability as insurance against risk of loss due to fraudulent use of a lost/stolen/missing debit card
  • All consumer durable goods purchased using debit cards insured against fires, natural calamities, burglary and housebreaking upto 90 days from the date of purchase, making you eligible for a combined lost card liability and purchase protection of upto Rs.50,000
*To avail of the insurance cover, a report would have to be made to Axis Bank within 60 days of a personal accident or 30 days of loss of card. To avail the insurance covers, your debit card needs to be used for purchases 90 days prior to the date of the mishap

Important Notice: Non Axis Bank ATM charges are applicable from the 1st transaction onwards on Debit Cards issued to Current Account customers. For Business Platinum Debit Card holders, Non Axis Bank ATM transactions are waived off after the first Purchase transaction.

Outward Remittances

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Efficient Transfers

Enjoy secure, speedy, hassle-free remittances

Remit 100+ Currencies

Make outward remittances in over 100 currencies across 150 countries

Competitive Rates

Avail competitive exchange rates on transfers

Additional Benefits

500 Axis eDGE Rewards points and Zero Documentation

Axis Bank offers International Fund Transfer to any bank account abroad. We have arrangements with major banks across the globe for Fund Transfers through the SWIFT mode, which ensures secure and safe remittance to any place of your choice.

Easy ways to send money abroad


Fund Transfer through Internet Banking ( For Axis Bank Account holders)

Axis Bank account holders can easily and quickly transfer funds abroad through Internet Banking to any bank abroad.

  • Availability of 100+ currencies
  • Get competitive exchange rates
  • Avoid dual conversion charges
  • Know the exact amount that the beneficiary will receive in their account
  • Enjoy faster & hassle- free remittances

Simply follow the below mentioned steps to send money abroad:

  • Log in to Internet Banking
  • Click on Forex option
  • Register International Beneficiary
  • Make a Payment

Fund transfer abroad through Internet Banking is available Monday- Friday between 10.00 am and 4.00 pm.



Axis Forex Online ( For non Axis Bank account holders)


Axis Forex Online is a complete solution to meet the Forex requirements of non-Axis bank account holders.

  • Products Available- Outward Remittances (Wire transfer), Forex Card, Foreign Currency Cash
  • Availability of 100+ currencies for Outward Remittance
  • Request for remittance can be placed 24x7, even on weekends and holidays, at fixed rates.
  • Best Exchange rates
  • Transfer to any Bank account abroad from any Bank account in India.
  • Doorstep delivery of Forex Card and Foreign Currency Cash.
  • Send money now with Axis Forex Online at unbelievable exchange rates.

To view list of currencies offered on Axis Forex Online and Internet Banking, please click here



Fund Transfer through Axis Bank Branch


Our extensive branch network in India gives you the reach to most parts of the world. Just walk into any Axis Bank Branch and fill in the requisite documentation and request for your International Fund transfer permitted under the various purposes listed under Master Circular No. 06/2012-13 dt. 02-07-2012 released by RBI. Visit any nearest Axis Bank branch between 9:30 a.m. to 4 p.m.


Our extensive branch network in India gives you the reach to most parts of the world. Just walk into any Axis Bank Branch and fill in the requisite documentation and request for your International Fund transfer permitted under the various purposes listed under Master Circular No. 06/2012-13 dt. 02-07-2012 released by RBI. Visit any nearest Axis Bank branch between 9:30 a.m. to 4 p.m.


International Fund transfer through branch is available in 16 currencies - United States Dollars (USD), Great Britain Pounds (GBP), EURO (EUR), Australian Dollars (AUD), Canadian dollars (CAD), Hong Kong Dollars (HKD), Swiss Francs (CHF), Singapore Dollars (SGD), Saudi Riyal (SAR), UAE Dirham (AED), Japanese Yen (JPY), Swedish kroner (SEK), New Zealand Dollar (NZD), Danish Kroner (DKK ), Thai Baht (THB) & South African Rand (ZAR)

To view the list of documents required, please click here

To view the list of sample documents for your reference, please click here

We have a number of tie-ups across various geographies in order to facilitate remittance of funds abroad. A list of correspondent banks for remittance is listed below:

Axis Bank SWIFT code is now AXISINBB002
List of NOSTRO Accounts

Currency Bank Name Account Number SWIFT CODE
AED Mashreq Bank Acct no.- 195510382- IBAN AE870330000010195510382 BOMLAEAD
AUD JP Morgan Chase, Sydney 10039558 CHAS AU 2X
AUD ANZ & New Zealand Bank ANZ, Melbourne 920637AUD00001 ANZB AU 3M
CAD JP Morgan chase, Toronto 4667155101 CHASCATT
CHF Zuercher Kantonal, Zurich (ZKBK) 0700-00037.370 ZKBKCHZZ80A
DKK Nordea Bank Danmark, Copenhagen (Nordea) 5000012883 NDEADKKK
EUR Societe Generale 001016213170 SOGEFRPP
EUR JP Morgan chase, Frankfurt 6231605392 CHASDEFX
EUR Standard Chartered, Frankfurt 424-018118508 SCBLDEFX
GBP JPM Chase, London 11131588 CHASGB2L
GBP Barclays Bank 83111660 BARCGB22
JPY JPM Chase, Tokyo 142453463 CHASJPJT
JPY Sumitomo Mitsui Bank Corporation 5234 SMBCJPJT
NZD Bank of New Zealand 265188-0000 BKNZNZ22
SAR Saudi Hollandi Bank, Riyadh 10079224007 - IBAN NO. SA6050000000010079224007 AAALSARIXXX
SEK Nordea Bank AB (PUBL), Stockholm 39527909384SEK NDEASESS
SGD OCBC, Singapore 501-409379-001 OCBCSGSG
SGD DBS Bank, Singapore 037-003645-5 DBSSSGSG
THB Standard Chartered Bank- For visa settelement 00100835430 SCBLTHBX
HKD Axis Bank Hongkong HKD 91115060070004 AXISHKHH
USD JPM Chase, NY 11407376 CHASUS33
USD Deutshe Bank Trust Company, NY 4431190 BKTRUS33
USD Wells Fargo, NY 2000191075612 PNBPUS3NNYC
USD Bank of America, New York 6550091765 BOFAUS3N
USD HSBC NY 304450 MRMDUS33
USD The Bank of New York, NY 8900548347 IRVTUS3N
USD SCB New York 3582091044001 SCBLUS33
USD Citi Bank, NY 36245544 CITIUS33
ZAR FirstRand Bank 9021906 FIRNZAJJ

Please prefix "NRE/FCNR" to beneficiary's account number if a/c type is NRE or FCNR If FCNR deposit is to be made, kindly mention in the narration of SWIFT or WIRE message as "NEW FCNR".

Liberalised Remittance Scheme

The following purposes of remittance have been subsumed under the Liberalised Remittance Scheme for a limit of USD 250,000 per Financial Year.

  • Private visits to any country except Nepal and Bhutan
  • Gifts or Donations
  • Employment abroad
  • Emigration
  • Family Maintenance
  • Travel for business, conference, etc.
  • Medical Expenses
  • Studies abroad
  • Any other current account transaction
  • This scheme is applicable for all Resident Individuals including minors
  • It is mandatory for all Resident Individuals to register their PAN with the bank for successful Outward Remittance transactions
  • Remittances under the scheme can be consolidated in respect of family members subject to individual family members complying with its terms and conditions
  • Remittances under the scheme are allowed only in respect of permissible current or capital account or a combination of both
  • Resident Individuals are free to acquire and hold shares or debt instruments or any other asset including immovable property outside India without prior approval from RBI
  • This limit is also applicable for Current Account transactions available to Resident Individuals
  • Remittances under the scheme can be used for purchasing objects of art subject to the provisions of other applicable laws
  • The scheme can also be used for Remittance as Funds for acquisition of ESOPS
  • A resident individual can also invest in Mutual Funds, Capital Funds, unrated debt securities, promissory notes etc. under this scheme. He can also invest in securities out of the bank account opened abroad under the same
  • This scheme also includes repayment of loans that has been availed abroad while as a non-resident upon return to India under this scheme
  • The scheme can be used for Outward Remittance in the form of a Demand Draft in the resident individual’s own name or in the name of the beneficiary with whom he intends putting through the permissible transactions at the time of private visit abroad, against self-declaration of the remitter in the prescribed format
  • With effect from August 2013, this scheme can be used by Resident individuals to set up Joint Ventures or wholly owned subsidiaries outside India for bonafides business activities subject to applicable laws
  • Individuals can open, maintain and hold foreign currency accounts with a bank outside India for making remittances under the scheme without prior approval from RBI
  • This scheme is not available for capital account remittances to countries identified by Financial Action Task force
  • Investor who has remitted funds under LRS can retain and reinvest the income earned on the investments
  • Resident Individual can also lend to a Non-Resident/Person of Indian Origin/Close Relatives upon filling certain conditions

For private visits abroad, other than to Nepal and Bhutan, any resident can obtain foreign exchange up to an aggregate amount of USD 2,50,000, from an Authorised Dealer or FFMC, in any one financial year, irrespective of the number of visits undertaken during the year. This limit has been subsumed under the Liberalised Remittance Scheme w.e.f. May 26, 2015. If an individual has already remitted any amount under the Liberalised Remittance Scheme in a financial year, then the applicable limit for travelling purpose for such individual would be reduced from USD 250,000 by the amount so remitted.

The resident individuals shall have to fill Form A2 and ‘Application cum declaration for purchase of foreign exchange under LRS of USD 250,000’ while availing foreign exchange for travelling purposes from AD banks and FFMCs.

No foreign exchange is available for visit to Nepal and/or Bhutan for any purpose. A resident Indian is allowed to take INR of denomination of Rs.100 or lesser denomination, to Nepal and Bhutan, without any limits. For denominations of Rs 500 and Rs1,000, the limit is Rs 25,000.

Further, all tour related expenses including cost of rail/road/water transportation charges outside India and remittances relating towards cost of Euro Rail; passes/tickets, etc. for Indian travellers, and overseas hotel/flight charges have been subsumed under the new enhanced limit of USD 250,000. The tour operator can collect this amount either in INR or in FCY.

A person resident in India can remit up-to USD 250,000 per financial year towards maintenance of close relative (‘relative’ as defined in section 6 of the Companies Act, 1956) abroad. . This limit has been subsumed under the Liberalised Remittance Scheme w.e.f. May 26, 2015. If an individual remits any amount under the Liberalised Remittance Scheme in a financial year, then the applicable limit for such individual would be reduced from USD 250,000 by the amount so remitted.

Travellers going to all countries other than (a) and (b) below are allowed to purchase foreign currency notes / coins only up to USD 3000 per visit. Balance amount can be carried in the form of travellers cheque or banker’s draft. Exceptions to this are (a) travellers proceeding to Iraq and Libya who can draw foreign exchange in the form of foreign currency notes and coins not exceeding USD 5000 or its equivalent per visit; (b) travellers proceeding to the Islamic Republic of Iran, Russian Federation and other Republics of Commonwealth of Independent States who can draw entire foreign exchange (up-to USD 250, 000) in the form of foreign currency notes or coins. For travellers proceeding for Haj/ Umrah pilgrimage, full amount of BTQ entitlement

A person going abroad on emigration can draw foreign exchange from AD Category I bank and AD Category II up to the amount prescribed by the country of emigration or USD 250,000. This amount is only to meet the incidental expenses in the country of emigration. Further, this remittance is not for undertaking any capital account transactions such as overseas investment in government bonds; land; commercial enterprise; etc. No amount of foreign exchange can be remitted outside India to become eligible or for earning points or credits for immigration.

For business trips to foreign countries, resident individuals/ individuals having proprietorship firms can avail of foreign exchange up to USD 2,50,000 in a financial year irrespective of the number of visits undertaken during the year. This limit has been subsumed under the Liberalised Remittance Scheme w.e.f. May 26, 2015.

Visits in connection with attending of an international conference, seminar, specialised training, apprentice training, etc., are treated as business visits. Release of foreign exchange exceeding USD 2,50,000 for business travel abroad, irrespective of the period of stay, by residents require prior permission from the Reserve Bank.

However, if an employee is being deputed by a company and the expenses are borne by the company, then such expenses shall be treated as residual current account transactions and may be permitted by the AD bank, without any limit, subject to verifying the bona-fides of the transaction.

Dance troupes, artistes, etc., who wish to undertake cultural tours abroad, should obtain prior approval from the Ministry of Human Resources Development (Department of Education and Culture), Government of India, New Delhi.

Permissible foreign exchange can be drawn 60 days in advance. In case it is not possible to use the foreign exchange within the period of 60 days, it should be immediately surrendered to an authorized person. However, residents are free to retain foreign exchange up to USD 2,000, in the form of foreign currency notes or TCs for future use or credit to their Resident Foreign Currency (Domestic) [RFC (Domestic)] Accounts.

On return from a foreign trip, travellers are required to surrender unspent foreign exchange held in the form of currency notes and travellers cheques within 180 days of return. However, they are free to retain foreign exchange up to USD 2,000, in the form of foreign currency notes or TCs for future use or credit to their Resident Foreign Currency (Domestic) [RFC (Domestic)] Accounts.

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