Yes, in addition to the insured amount, you are eligible to 25% of your Sum Insured as a fixed benefit, (up to a maximum of Rs 30,000) irrespective of your actual expenses. This Fixed Benefit shall be part of the total Sum Insured chosen for hospitalization. Please note that Fixed benefit is payable only if the Customer tests positive for COVIS-19 and gets Hospitalized.
- At the time of your claim, if your Sum Insured is Rs 2 lakh, you would be receiving Rs 30,000 as a benefit without submitting any bills, irrespective of the actual claim amount. You would still be eligible to reimburse the remaining 1.7 lakhs in lieu of hospitalization expenses.