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Wellsurance Woman

Giving women a health insurance that goes beyond health and ensures well-being in all phases of life

For claims call on 1800-103-5252

Cashless Hospitalisation

Cashless hospitalisation at over 3000+ network hospitals across India

Convalescence Benefit

For post hospitalisation treatment

Free Look Period

15 days

Health and Wellness Offers

Get discounts at select gyms, spas, skin-care and weight management centers

Features and Benefits

Entry age between the ages 18-65, policy is however renewable for life upon payment of premium provided the cover is maintained with us without a break.
*Renewable for life. Contact us for renewal premium for ages above 66 and above.

  • Any Pre-existing Condition, any complication arising from it. Except if the insured has taken a similar Wellsurance Policy from Us and is covered without a break, for a period of 4 consecutive years since inception of the first policy with Us.
  • Intentionally self-inflicted Injury or illness, or sexually transmitted conditions, mental or nervous disorder, anxiety, stress or depression, Acquired Immune Deficiency Syndrome (AIDS), Human Immune-deficiency Virus (HIV) infection; suicide, or
  • War, civil war, invasion, insurrection, revolution, act of foreign enemy, hostilities (whether War be declared or not), rebellion, mutiny, use of military power or usurpation of government or military power; or
  • serving in any branch of the Military or Armed Forces of any country, whether in peace or War, and in such an event We, upon written notification by You, shall return the pro rata premium for any such period of service or
  • Ionising radiation or contamination by radioactivity from any nuclear fuel or from any nuclear waste from burning nuclear fuel or
  • The radioactive, toxic, explosive or other dangerous properties of any explosive nuclear equipment or any part of that equipment; or
  • Congenital anomalies or any complications or conditions arising there from; or
  • Professional Sports, Hazardous Activities; or
  • Cosmetic or plastic surgery or any elective surgery or cosmetic procedure, circumcision, (except as a result of an Injury caused by a Covered Accident while Our Policy is in force ) that improve physical appearance, surgical and non-surgical treatment of obesity (including morbid obesity) and weight control programs, or treatment of an optional nature; Routine health checks or convalescence, Custodial Care, general debility, lethargy, rest cure; expenses on vitamins, tonics and any other health supplement; vaccination, inoculation of any kind.
  • Any investigation(s) or treatments not directly related to a Covered Illness or Covered Injury or the conditions or diagnosis necessitating hospital admission; or Any surgery done on the organ(s), if they are not infected or affected;
  • services, supplies, or treatment, including any period of Hospital confinement, which were not recommended, approved, and certified as Medically Necessary by a Physician; or
  • organ transplants that are considered experimental in nature; expenses incurred for hospitalisation or surgery for donation of organs ; or
  • pregnancy and all related conditions, including services and supplies related to the diagnosis or treatment of infertility or other problems related to inability to conceive a child; birth control, including surgical procedures and devices; This however does not include ectopic pregnancy proved by diagnostic means and is certified to be life threatening by the Physician; or
  • Medical expenses incurred as the result of alcohol and/or drug abuse, addiction or overdose.
  • Any surgery for donation of organs.
  • Treatment of Spondylosis/ Spondilitis.
  • Cost of Spectacles and contact lens, hearing aids, walkers, crutches, wheel chairs and such other aids
  • Any Ayurvedic, Homeopath or naturopathy treatments. Please refer to policy wordings for detailed benefits and exclusions.

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