Loss of Card
How to use
Non- Axis Bank
Bank Tie Ups
By Banking Channel
Health Plan with unbelievable benefits and no hidden sublimits
For claims call on 1800 – 200 – 3003
No medical tests on enrolment for applicants upto 50 years of age and/or for sum insured upto Rs. 10 lakhs.
Restore benefit that automatically reinstates the basic sum insured in case you exhaust it in a policy year.
Save upto Rs. 55,000 under section 80D
Avail cashless hospitalisation at 4000 hospitals
Features and Benefits
How to File a Claim
Re-instatement of the basic sum insured if the basic sum insured and multiplier benefit has been exhausted during the policy year. The Restore Sum Insured can be used for only future claims made by the Insured Person and not against any claim for an illness/disease (including its complications) for which a claim has been paid in the current policy year If the restore sum insured is not utilised in a policy year, it shall not be carried forward to any subsequent policy year.
Optima Restore Individual
Optima Restore Family
War or any act of war, nuclear, chemical and biological weapons, radiation of any kind, breach of law with criminal intent, intentional or attempted suicide, participation or involvement in naval, military or air force operation, racing, diving, aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing, abuse of intoxicants or hallucinogenic substances such as intoxicating drugs and alcohol, treatment of obesity and any weight control program, Psychiatric, mental disorders, congenital internal or external diseases, defects or anomalies, genetic disorders; sleep apnoea, expenses arising from HIV or AIDs and related diseases, sterility, treatment to effect or to treat infertility, any fertility, sub-fertility, surrogate or vicarious pregnancy, birth control, circumcisions, treatment for correction of refractive error, plastic surgery or cosmetic surgery unless required due to an Accident, Cancer or Burns, any non allopathic treatment.
Please refer to the policy wording for the complete list of exclusions.
For premium paid on policies as per section 80D of the Income Tax Act. Tax benefits are subject to income tax laws.
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