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Health Insurance

Optima Restore

Health Plan with unbelievable benefits and no hidden sublimits

For claims call on 1800 – 200 – 3003

No Medical Tests

No medical tests on enrolment for applicants upto 50 years of age and/or for sum insured upto Rs. 10 lakhs.

Restore Benefit

Restore benefit that automatically reinstates the basic sum insured in case you exhaust it in a policy year.

Tax Savings

Save upto Rs. 55,000 under section 80D

Cashless Hospitalisation

Avail cashless hospitalisation at 4000 hospitals

Features and Benefits

  • On receipt of the complete set of claim documents, we will make the payment for the admissible amount, along with a settlement statement within 30 days.
  • The payment will be made in the name of the proposer.
  • If there is any deficiency in the documents/information submitted by you, we will send the deficiency letter within 7 days of receipt of the claim documents.

Note: Payment will only be made for items covered under your policy and upto the limits therein.

  • For any emergency Hospitalisation, We must be informed no later than 24 hours after hospitalization.
  • For any planned hospitalization, kindly seek cashless authorization from us atleast 48 hours prior to the hospitalization.
  • In case there is any deficiency in the documents sent, the same shall be communicated to the hospital within 6 hours of receipt of documents.
  • In case the ailment /treatment is not covered under the policy a rejection letter would be sent to the provider within 6 hours.
  • Please submit duly filled claim form along with the copy of all medical reports including investigation reports and discharge summary (if any) at any of our Branch Office
  • You need to select Our Panel Doctor from whom you would prefer to take the e-opinion. (Please refer Our Website or call at 24X 7 Toll Free line to obtain the list of Our Panel Doctors)
  • On receipt of the complete set of documents we will forward the same to the concerned doctor.
  • The E-Opinion will be forwarded to the member within 7 working days of the receipt of the complete set of documents.

We can be contacted through:

Website: Toll Free: 1800-200-3003 - Fax: Courier: Claims Department, Apollo Munich Health Insurance Co. Ltd., Ground floor, Srinilaya – Cyber Spazio Suite # 101,102,109 & 110, Ground Floor, Road No. 2, Banjara Hills, Hyderabad-500 034.
www.apollomunichinsurance.com 1800- 425- 4077 or Claims Department, Apollo Munich Health Insurance Co. Ltd., 2nd & 3rd Floor, iLABS Centre, Plot No. 404-405, Udyog Vihar, Phase-III, Gurgaon-122016, Haryana.

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