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LIC

LIC's JEEVAN PRAGATI (838) PLAN

UIN: 512N306V01

This is a non-linked, with - profits plan which offers a combination of protection and savings

Risk Cover automatically increases after every 5 years

Maturity Benefits: Basic Sum Assured + Simple Reversionary Bonus + Final Additional Benefit (if any)

Death Benefits: Sum Assured on Death + Simple Reversionary Bonus + Final Additional Benefit (if any)

This plan also takes care of liquidity needs through loan facility

Features and Benefits

Product Name LIC’S JEEVAN PRAGATI PLAN
Product Code 838
Benefit Endowment
Plan Type Traditional Plan
Par/ Non Par Participating
Minimum Age at entry for Life Assured 12 yrs Completed
Maximum Age at entry for Life Assured 45 yrs nearest Birth Day
Maximum Maturity Age 65 yrs nearest Birth Day
Minimum Basic Sum Assured 150000
Maximum Basic Sum Assured No Limit
Sum Assured The Basic Sum Assured shall be in multiples of Rs. 10,000/-
Policy Term 12 - 20 yrs
Premium Paying Term 12 - 20 yrs
NACH Available
Mode of Payment Yearly/ Half Yearly/ Quarterly/ Monthly
(For Monthly Mode NACH- two months premium need to be collected)
Backdating The policies can be dated back within the same financial year
Riders Allowed Accidental Death & Disability Benefit and Critical Illness
Accidental Death & Disability Benefit -
Minimum Sum Assured =1,50,000
Maximum Sum Assured = No Limit
Sum assured in multiple of 10,000
Critical Illness -
Minimum Sum Assured = 1 Lakh
Maximum Sum Assured = 25 Lakhs











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