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Pradhan Mantri Jeevan Jyoti Bima Yojanaa

(UIN - 104G089V01)

A Non Participating One Year Renewable Group Term Insurance Plan

SMS PMJJBY <nominee> Y to 
9717000002 from your registered mobile no.

Cover Period

One year

Low Premium Amount

Rs. 330 per annum plus service tax and education cess, if any

Auto Debit Facility

Premium automatically deducted from account holder's savings account

Death Benefit

Upto Rs. 2 lakhs

Features and Benefits


The premium of Rs.330/- will be deducted from the account holder’s savings bank account through ‘auto debit’ facility in one installment on or before 31st May of each annual coverage period under the scheme. Delayed enrollment for prospective cover after 31st May will be possible with full payment of annual premium The premium would be reviewed based on annual claims experience.

Initially on launch for the cover period 1st June to 31st May, subscribers will be required to enroll and give their auto-debit consent by 31st May. Those joining subsequently may be able to do so with payment of full annual premium for prospective cover.

The cover shall be for the one year period stretching from 1st June to 31st May for which option to join and pay by auto-debit from the designated savings bank account on the prescribed forms will be required to be given by 31st May of every year. Delayed enrollment with payment of full annual premium for prospective cover is possible. 45 days lien may be considered from the date of enrolment to the date of occurrence of claim (Accidental deaths are to be excluded from this)


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