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Life Insurance

Max Life Future Genius Education Plan

A Non-Linked Participating Life Insurance Plan to fulfill your child’s dream plan.

Complete financial security through immediate payout/s & future moneybacks

Living Benefit to ensure your child’s dreams turn to reality

Flexibility to customize the plan as per your needs

Enhanced protection through Riders
Tax Benefit – as per prevailing tax laws.

Features and Benefits

Key Benefits and Features

  • Death Benefit
    Choice of Lump sum payable immediately or monthly income for 135 months (starting from the month following the death of Life Insured) to nominee.
  • Policy Continuance Benefit
    Waiver of all future premiums ensuring that your dream for your child’s future education is taken care of, even in your absence. Moneyback and Maturity Benefits are paid to your beneficiary as and when due.
  • Guaranteed Moneybacks during your child’s graduation years
    4 guaranteed moneybacks payable annually in the last 4 policy years for your child’s college education expenses. Each moneyback is equivalent to 25% of the Sum Assured.
  • Lump sum Maturity Benefit to support your child’s future endeavors
    The Accrued Paid Up Additions (if any) and Terminal Bonus (if any) are payable at the end of Policy Term to provide for a seed capital or to ensure financial planning for higher studies.
  • At the time of Purchase
    Choose any policy term from 13 years to 21 years basis your child’s graduation needs. You also have an option of two premium payment terms to choose from:
        a) 8 years fixed premium payment term
        b) Policy Term less three (3) years
  • At the time of Moneyback
    You don’t know today what career your child will pursue in the future. This unique feature gives you the flexibility to defer or discount your moneybacks and take them during the last three (3) policy years as per your needs thus ensuring that you are not constrained by the choice that you have made years ago. Hence, customize the timing of your moneybacks according to your child’s graduation needs at the time of receiving the 1st moneyback.

Enhanced protection through Riders

WHAT'S NEW ?

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