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Max Life Riders

Max Life Accidental Death and Dismemberment Rider

Get additional protection benefits in case of an accident leading to dismemberment or death

Comprehensive financial planning

With accidental death benefit & accidental dismemberment benefits.

Additional protection coverage in case of accidental death / disability

In case of unfortunate accidental death / disability

Benefits under this rider are payable over and above the base plan benefits

Are payable over and above the base plan benefits.

Features and Benefits


Features and benefits: The benefits under this Rider are payable under any of the following events:

While the base plan and Rider is in force, if the Life Insured dies due to an accident, the Rider Sum Assured will be payable.

Death by accident means death is caused by a sudden, unforeseen and involuntary event caused by external, visible and violent means provided such death was caused directly by such accident and independently of any physical or mental illness within 180 days of the date of accident (and before the expiry of Rider term).

While the base policy and Rider is in force, the Rider Sum Assured will be payable if the Life Insured meets with an Accident which, within 180 days from the happening of such Accident (and before the expiry of Rider term) and independently of all other causes, results in Life Insured being subject to one (or more) of the following impairments due to Injury:

  • Irrecoverable loss of entire sight in both eyes; or
  • Amputation or loss of use of both hands at or above the wrists; or
  • Amputation or loss of use of both feet at or above the ankles; or
  • Amputation or loss of use of one hand at or above the wrist and one foot at or above the ankle

The loss of use of the particular limb/loss of sight must be documented for an uninterrupted period of at least six months.

For definitions, please refer to the detailed Rider brochure available at www.maxlifeinsurance.com

This Rider does not offer any Maturity Benefit

This Rider does not offer any Surrender Benefit

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