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How to use
Non- Axis Bank
Bank Tie Ups
By Banking Channel
Fuel your dreams with financial assistance for professional or technical education in India or abroad.
Quick loan approval within 15 working days
Direct credit to the institute
Minimum - Rs. 50,000 : Maximum - *Rs. 20,00,000 for studies in India, *Rs. 30,00,000 for studies abroad
*Upper limits may be extended for special cases
Features and Benefits
Eligibility & Documentation
Interest Rates and Charges
Central Scheme for Subsidy
Government of India, Ministry of HRD vide letter no. F. 11-4/2010 – U.5(i) dated 25th May 2010 have formulated a scheme to provide full interest subsidy during the period of moratorium i.e. Course Period plus one year or six months after getting job, whichever is earlier. This scheme is available for loans taken by students belonging to economically weaker sections (EWS)
(where annual parental income from all sources is up to and inclusive of `4.5 lakhs)
under the IBA approved Model Educational Loan Scheme, for pursuing any of the approved courses of studies in technical and professional streams, from recognized institutions in India.
The Scheme is applicable to all students satisfying the eligibility criteria of the IBA approved Model Educational Loan Scheme, subject to complying with the conditions of the Interest Subsidy Scheme. The Scheme is applicable only for studies in India and is available to Educational Loans up to and inclusive of `10 lakhs.
Income Certificate issued by appropriate authority/authorities designated by respective State Government
CLICK HERE LINK
Bonafide Student Certificate
If the student is qualifying for the subsidy scheme, the Interest Subsidy Agreement, Letter of undertaking cum Declaration needs to be signed by the borrowers
Bank will convey its decision within 15 working days from the date of receipt of the application provided the application is complete...
No margin for education loans upto Rs 4 lacs. For loans above Rs 4 lacs, 5% margin for studies within India and 15% for higher studies...
The parent(s) or guardian of the student would be treated as a co-applicant of the student loan. His or her role would be, necessarily...
Loan against Shares
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