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Axis Bank Home Loans

Asha Home Loan

Get a loan that helps everyone fulfil their dreams of owning a home

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Minimum Income Requirements

Avail of loans with a combined monthly income of Rs. 8,000/Rs. 10,000

85% Property Value Loan

For loans upto Rs. 30,00,000

Loan Amount

Minimum - Rs. 1,00,000
Maximum - Rs. 28,00,000

Prepayment Charges

Floating Rate Loan: Nil
Fixed Rate Loan: 2% of outstanding principal/amount prepaid

Features and Benefits

Eligibility

Individuals with a combined income of Rs. 8,000 or above.Minimum combined income of Rs.8, 000pm. Salaried, Professionals & self employed individuals.

 

Asha Home Loan

Minimum loan amount

Minimum: Rs 1lac

Maximum loan amount

Maximum: Up to Rs. 28 lacs

 

Borrowing Limits

  • 10% margin on loans upto Rs. 20,00,000
  • 20% margin on loans above Rs. 20,00,000 and upto Rs. 28,00,000

Keep your documents ready

Document Needed Salaried Self Employed
Proof of identity Valid passport/Voter’s ID/Valid Driving license with photo graph /Pan card /Aadhar card
Proof of Income Latest 3 months salary slip / certificate for fixed salary/Latest Form 16
-and-
Last 6 months bank statement/Passbook of the salary account
IT- returns for the last 2 years along with computation of income certified by CA
-and-
Last 6 months Bank statement for operative account both personal and business.
Proof of Residence Latest Electricity bill/ utility bill/ piped gas bill/ telephone bill/ Passport/ Registered lease Agreement with a utility bill in the name of landlord.

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