Progress with us...
 
internet banking
Personal
Corporate
CMS and Payment Solution
CARDS
Power Access
AxisRemit Online
eDGE Loyalty Rewards
  • LOG IN

Axis Bank Home Loans

Asha Home Loan

Get a loan that helps everyone fulfil their dreams of owning a home

  • fb
  • twit
  • insta
  • mail

Minimum Income Requirements

Avail of loans with a combined monthly income of Rs. 8,000/Rs. 10,000

85% Property Value Loan

For loans upto Rs. 30,00,000

Loan Amount

Minimum - Rs. 1,00,000
Maximum - Rs. 28,00,000

Prepayment Charges

Floating Rate Loan: Nil
Fixed Rate Loan: 2% of outstanding principal/amount prepaid

Features and Benefits

Eligibility

Individuals with a combined income of Rs. 8,000 or above.Minimum combined income of Rs.8, 000pm. Salaried, Professionals & self employed individuals.

 

Axis Bank Home Loan

Asha Home Loan

Empower Home loan

Happy Ending Home Loan

Minimum loan amount

Minimum: Rs 3lac

Minimum: Rs 1lac

Minimum: Rs. 10lac

Minimum: Rs 3lac

Maximum loan amount

Depends on Combined Income

Maximum: Up to Rs. 28 lacs

Maximum: Up to Rs. 150 lacs

Depends on Combined income\

 

Borrowing Limits

  • Minimum Limit - Rs. 1,00,000
  • Maximum Limit - Rs. 28,00,000
  • 10% margin on loans upto Rs. 20,00,000
  • 20% margin on loans above Rs. 20,00,000 and upto Rs. 28,00,000

Keep your documents ready

  • Proof of identity and address:
    • Passport
    • Voter ID Card
    • Driving License
    • Job Card issued by NREGA
    • Aadhaar Card
    • PAN Card (only as identity proof)
    • Any other document as acceptable to the bank
  • Proof of income* (Any One):
    • Salary slips
    • Income tax returns
    • Relevant document to establish regular income as acceptable to the bank
  • 6 months’ bank statement/pass book where salary or income is credited
  • Proof of identity and address:
    • Passport
    • Voter ID Card
    • Driving License
    • Job Card issued by NREGA
    • Aadhaar Card
    • PAN Card (only as identity proof)
    • Any other document as acceptable to the bank
  • Proof of income*:
    • Income tax returns
    • Profit and Loss accounts
    • Balance Sheet
    • Any other relevant document to establish a source of regular income from business or profession as acceptable to the bank
  • 6 months’ bank statement/pass book where salary or income is credited

*Your good repayment track record (in case of existing loan which you wish to transfer to us)
OR a good banking behaviour with your bank can also help you avail a loan from us.

WHAT'S NEW ?

CAR_LOAN_FESTIVE_v3_ProductPgPin

START A NEW JOURNEY 
THIS FESTIVE SEASON

Get offers only  on Axis Bank Car Loan

APPLY NOW

Axis Bank Safe Banking Awareness Pin Banner MOB

AWARENESS IS THE KEY TO SAFE BANKING

Understand banking frauds this International Fraud Awareness Week

KNOW MORE

CCD-App_v01_263x169

NOW ENJOY YOUR COFFEE, CASHLESS!

Register on lime wallet through CCD app and get a cappuccino free*

REGISTER NOW

AxisBank_Banner263-x-169

INTRODUCING EXPRESSINVEST

Access schemes from over 10 MF houses in less than 10 minutes at 0 brokerage.

KNOW MORE

ALL LOANS

Home Loan

Car Loan

Commercial Vehicle Loan

Other Loans