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Axis Bank Home Loans

Happy Ending Home Loan

Pay your home loan EMIs regularly and get
the last 12 EMIs waived off*, at no extra cost

 

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EMIs Waived Off*

Last 12 EMIs can be waived off if all other EMIs have been paid regularly

No Prepayment Charges*

As long as tenure does not fall below 15 years

Balance Transfer Facility

Transfer an existing home loan to Axis Bank without any hassle

Loan Amount

Minimum - Rs. 3,00,000
Maximum - Depends on combined income

Features and Benefits

Eligibility


Check your borrowing limits

  • Minimum Limit - Rs. 3,00,000
  • Maximum Limit – Depends on combined income
  • 15% margin on loans upto Rs. 20,00,000
  • 20% margin on loans from Rs. 20,00,000 to Rs. 75,00,000
  • 25% margin on loans above Rs. 75,00,000

Keep your documents ready

  • Proof of identity and address:
    • Passport
    • Voter ID Card
    • Driving License
    • Job Card issued by NREGA
    • Aadhaar Card
    • PAN Card (only as identity proof)
    • Any other document as acceptable to the bank
  • Proof of income:
    • Latest 3 months’ salary slips showing all deductions
    • Form 16
    • Last 6 months’ bank statement/pass book where salary or income is credited
  • Proof of identity and address:
    • Passport
    • Voter ID Card
    • Driving License
    • Job Card issued by NREGA
    • Aadhaar Card
    • PAN Card(only as identity proof)
    • Any other document as acceptable to the bank
  • Proof of income*:
    • IT returns for the last 2 years
    • Computation of income of the last 2 years, certified by a Chartered Accountant
    • Last 6 months’ bank statement/pass book where salary or income is credited

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