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Loan Against Property

Enjoy long tenures up to 20 years


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Interest Savings with Overdraft

Pay interest only on utilized limit

Balance Transfer

Carry over your existing loan with additional refinance

Loan Amount

Minimum - Rs. 5,00,000
Maximum - Rs. 500,00,000

Attractive Interest Rates

Starting from 11.0%

Features and Benefits

Commercial property, residential property, or a loan to purchase a commercial property
Starting as low as 11.0%
Carry over an existing loan to Axis Bank and get additional refinance
Apply for and handle your loan from the comfort of your home or office with service at your doorstep
Lease Rental Discounting and Overdraft facility against property
Earn eDGE loyalty reward points on your transactions and redeem your points for over 500 rewards; recharges & bookings; In-store and online shopping.
You can earn:
  • 500 points if your disbursal is less than or equal to 25 lacs
  • 1250 points if your disbursal is greater than 25 lacs but less than or equal to 75 lacs
  • 2500 points if your disbursal is greater than 75 lacs
For more details on redemptions, click here.

Maximum repayment period is 20 years

Equitable Mortgage of the property to be financed, by way of deposit of title deeds

Customer can avail Property and Personal Accident insurance cover as per the guidelines and arrangements with the insurer/underwriter. This is optional

Processing Fee:
A Processing Fee equivalent to 1% of the loan amount sanctioned(taxes as applicable) inclusive of a non-refundable login fee of Rs. 5000/-(taxes as applicable)

Penalty for early closure:
Pre-payment charges if any applicant is Non Individual - 2% will be charged if the amount exceeds 25% of the principle outstanding during a quarter, otherwise no penalty will be charged in case of all loans. In case of take-over/transfer of your loan from Axis Bank Limited by/to any other bank/housing finance company/financial institution, a prepayment penalty of 2% on the principal outstanding will be recovered

Other Conditions:
  • Bank reserves the right to reject any application without assigning reasons thereof
  • The applicant will undertake to inform the Bank as and when there is a change in address or employment
  • The terms and conditions mentioned above and elsewhere under the scheme are subject to modification from time to time solely at Bank's discretion


  • What is the turn around time for decisioning a Loan Agaianst Prperty application?

Axis Bank will convey its decision within 30 working days from the date of receipt of the application provided the application...

  • What is the location and the timings of the Axis Bank Loan Center closest to me?

For a complete list of Axis Bank Loan Center addresses and hours of service, please click here

  • What are the different property types considered under the Loan Against Property scheme?

Axis Bank Loan Against Property can be availed for a self-occupied residence or a commercial property.


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