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Overdraft facility Against Property

Unlock the potential of your property to avail flexible credit facility


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Interest Savings with Overdraft

Pay interest only on utilized limit

Balance Transfer

Carry over your existing loan with additional refinance

Loan Amount

Minimum - Rs. 5,00,000
Maximum - Rs. 500,00,000

Attractive Interest Rates

Starting from 12.0%

Features and Benefits

Interest Rates:

Type of Loan Applicable Pricing For PSL cases Applicable pricing for Non-PSL cases
LAP ( Income Based , GTP,GPR)  MCLR + 2.70%= 11.0% p.a. MCLR + 2.95% = 11.25% p.a.
LAP ( Surrogates- Banking, Repayment Based) MCLR + 2.95%= 11.25% p.a. MCLR + 3.20% = 11.50% p.a.
LAP Overdraft Against Property Loans-Residential & Commercial MCLR + 3.70% = 12% p.a. MCLR + 3.80% = 12.10% p.a.

Marginal Cost Based Lending Rate - 8.30%

MCLR Reset frequency for Loan against property - Half Yearly

Base Rate - 8.95%

MRR - 13.70%
BPLR - 16.70%

Customers who have availed disbursement or received a sanction prior to March 31, 2016 will continue to operate on base rate. Existing customers can get in touch with our customer care, if they wish to switch to MCLR.
For further details, please Click here


  • What is the turn around time for decisioning a Loan Agaianst Prperty application?

Axis Bank will convey its decision within 30 working days from the date of receipt of the application provided the application...

  • What is the location and the timings of the Axis Bank Loan Center closest to me?

For a complete list of Axis Bank Loan Center addresses and hours of service, please click here

  • What are the different property types considered under the Loan Against Property scheme?

Axis Bank Loan Against Property can be availed for a self-occupied residence or a commercial property.


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