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Loan against Shares

A loan tailored to meet each customer's personal needs.


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Pledge Shares Nationally

Pledge a share from any Depository Participant across the country

Overdraft Facility

Against single and combination of scrips from approved list

Interest on Utilisation

No EMI or post-dated cheques required

Loan Amount

Minimum - Rs. 1,00,000
Maximum - Rs. 20,00,000

Features and Benefits


Individuals who are eligible for a Loan against Shares

  • Resident Indians above the age of 18
  • NRIs above the age of 18

Keep your documents ready

The following documents are required along with the loan application

  • Proof of identity (any one of the following):
    • Voter ID card
    • Driving license
    • PAN card
    • Employee ID card
    • Government department ID card
  • Proof of residence (any one of the following):
    • Bank account statement
    • Latest electricity bill
    • Latest mobile/telephone bill
    • Latest LIC policy/insurance premium receipt
    • Existing house lease agreement
  • Latest statement of holding
  • Pledge form for the creation of pledge
  • Optional – Guarantor Form (Mandatory in case of jointly held demat holding)


  • When can the facility be renewed?

The facility can be renewed after 12 months

  • What is the eligibility criterion for Loan against shares?

This facility is available only to individuals (NRI and Resident) above the age of 18.

  • How much can one borrow in Loan Against Shares?

One can borrow a minimum of Rs 1 lakh and a maximum of Rs 20 lakhs


Fixed Deposits

No Penalty on Withdrawal from your Fixed Deposit*

On First Partial Withdrawal upto 25% of your Original FD Principal value


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