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Loans

Holiday Loan

2 months moratorium facility*

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Simplified Access

Minimal documentation and quick approval

Loan Amount

Minimum - Rs. 50,000
Maximum - Rs. 15,00,000

Moratorium facility

2 months moratorium facility*

Key benefits

Value added offers
Zero foreclosure charges

Features and Benefits

Holiday Loan Eligibility

  • Salaried Employees
    • Salaried doctors
    • Employees of Public and private limited companies
    • Government sector employees including Public Sector Undertakings and central and local bodies
  • Minimum age of 21 years
  • Maximum age of 60 years at loan maturity
  • Minimum net monthly income – Rs. 15,000

Documents required for holiday Loan 

  • ID proof (copy of passport/voter ID card/driving license/Aadhaar)

Income proof (last 3 months salary slip)

  • Bank statement (last 3 months)
  • Residence proof (Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport)
  • Passport size Photographs (3)
  • Signature Proof

Application form
Post-sanction / pre-disbursement documentation
Loan Agreement duly signed -download link
Standing Instruction (SI) Request / ECS Form. Security Cheques required for SI and ECS
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers may vary from customer to customer

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