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Loans

Holiday Loan

2 months moratorium facility*

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Simplified Access

Minimal documentation and quick approval

Loan Amount

Minimum - Rs. 50,000
Maximum - Rs. 15,00,000

Moratorium facility

2 months moratorium facility*

Key benefits

Value added offers
Zero foreclosure charges

Features and Benefits

Fixed Rate Loan 1 year MCLR Spread over 1 year MCLR Effective Interest rate Reset
Personal Loan 8.60% 6.90%-15.40% 15.5%-24% No Reset


Schedule of charges**

Loan Processing Charges 1.50% to 2.00% + GST as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + GST as applicable
Cheque/ Instrument Swap charges Rs.500 per instance + GST as applicable
Prepayment/ Forclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges
Duplicate Amortization Schedule Charges
Duplicate Interest Certificate (Provisional/ Actual) issuance Charges
Rs 250 per instance + GST as applicable
Rs 250 per instance + GST as applicable
Rs 250 per instance + GST as applicable
Cibil Report Issuance Charges
Stamp Duty Charges
Rs. 50/- per instance per set+ GST as applicable
As per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST as applicable

**(Subject to change as per Bank’s discretion from time to time)

** Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)

For further details, please click here

Rate of Interest 15.5% to 24%
Loan Processing Charges 1.50% to 2.00% + GST as applicable
Cheque Bounce Charges Rs. 500 per cheque bounce + GST as applicable
Cheque/ Instrument Swap charges Rs.500 per instance + GST as applicable
Prepayment/ Forclosure Charges Nil
Default Interest Rate @24.00% per annum i.e 2% per month on the overdue installment
Duplicate Statement Issuance Charges
Duplicate Amortization Schedule Charges
Duplicate Interest Certificate (Provisional/ Actual) issuance Charges
Rs 250 per instance + GST as applicable
Rs 250 per instance + GST as applicable
Rs 250 per instance + GST as applicable
Cibil Report Issuance Charges
Stamp Duty Charges
Rs. 50/- per instance per set+ GST as applicable
As per State Stamp Act
Issuance Charges for Photocopy of Loan Agreement/ Documents Rs 250 per instance + GST as applicable

**(Subject to change as per Bank’s discretion from time to time)

** Goods and Services tax (GST) will be charged extra as per the applicable rates, on all the charges and fees (wherever GST is applicable)

For further details, please click here





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