Krishi Savings Account

Krishi Savings Account

Krishi Savings Account

Get Krishi Savings Account

Axis Bank offers a unique savings account which is easy to operate and allows you to transact immediately. This product has been specially designed keeping in mind the unique requirements of a farmer and others employed in the allied agricultural activities sector. Thus this product has been called the Krishi Savings Account.

The Krishi Savings Account has also been extended for the below given "Allied Agricultural Activities":

  • Animal Husbandry
  • Dairy/Poultry Farming {Members of Village Level Co-op Societies Such as Milk Co-op Society, Kharedi Vechan Sangh, Self help Groups Etc}
  • Fishery & Aquaculture Sector
  • Horticulture
  • Sericulture
  • Floriculture
  • Handicraft Industry (Registered with Khadi and Gram-Udyog Dept)
  • Fruits and Vegetable Vendors {Corporation licence, or letter from the Govt Authority}
  • Members of Tribal and Rural Development trusts {Such as Agakhan Trust, BIAF etc}
  • Vermi-compost and organic Manure Suppliers
  • Nursery Units
  • Landless Laborers

Average Balance Requirement

  • This account is offered with the requirement of maintaining the half-yearly average balance of Rs. 2.500/- in Semi-Urban centers and Rural centers.
  • In Urban centers if the below linkages can be established the half-yearly balance to be maintained is Rs. 2,500 else it is Rs. 5,000

    - Disbursement of KCC {Kisan Credit Card},
    - Accounts of farmers linked to Adatiyas/Commission agents
    - Accounts of farmers linked to Sugar Samities

  • The Half Yearly Service Fee (HSF) of Rs. 5 per Rs. 100 of shortfall or Rs. 500 whichever is lower is waived off if Half Yearly Average Balance (HAB) is not maintained (For Urban/Semi-Urban and Rural locations)

International Master Debit Card

The Krishi Savings Account entitles you to a Debit Card with which you can access your account anytime through the Axis Bank ATM network

This card comes with:

  • A cash withdrawal limit of Rs. 40,000 per day
  • Accident Insurance cover of Rs. 2 lacs

eDGE Loyalty Rewards Program

Presenting eDGE Loyalty Rewards, our bank wide loyalty program where you can earn points on your Savings Account transactions like

  • Monthly Credit transactions amounting to Rs. 50,000 or more
  • Electronic Clearance System Transactions
  • Standing Instructions
  • Opening a Recurring Deposit account of Rs. 2000 or more
  • Opening an AxisDirect account

Now you can earn points by maintaining a minimum monthly balance of Rs. 25,000.

Our program lets you indulge in 500 fabulous rewards spread across multiple categories - Little Treats, Amazing Deals, Favourites, What’s New etc.

Click here to see our exciting rewards catalogue!

Anywhere Banking

Being a Krishi account holder, you are entitled to access our wide network of more than 1600 branches and 10000 ATMs across 440 cities. You can now easily carry out your transactions through any of the branches or ATMs.

At Par Cheque Book

Your Krishi Savings Account comes with the At-Par Cheque facility. This facility enables you to encash the cheques as local instruments at any of the 440 centres where the Bank has its presence, at no extra cost. Moreover, you can also issue cheques at other centers without any limit.

Free monthly e-statement

Click here to avail of a savings account with a minimum average balance of Rs. 5,000.

*Conditions Apply

Specially for you

  • Kisan Power
  • Gold Loan
  • Interent Banking
Close X
Download Now
Hide Footer