Services Charges and Fees

Click on the links given below to view the charges.

(Service Tax as applicable will be levied on all service charges and would be rounded-off to the next Rupee.)

Savings Accounts

Domestic Accounts

Click here for Complete list of service fees and charges.

Priority Accounts

Click here for Complete list of service fees and charges.


Other Services & Charges

Lockers

Type of Locker Size (height X width in inches
A 4 1/2 X 5 7/8
B 5 7/8 X 7 1/4
C 4 1/2 X 13
D 7 1/16 X 9 7/16
E 5 7/8 X 15 13/36
F 10 1/2 X 13
G 7 1/6 X 20 1/8
H 12 3/8 X 15 13/16
H1 12 3/8 X 7 1/4
K 15 9/16 X 20 1/8
L 15 3/8 X 15 5/8

Locker rates vary for different branches in various sizes, hence customers are requested to get in touch with respective branch.

Drafts

Drafts Charges
Issue Rs 2.50/Rs 1000/- or part thereof (min Rs 50/- max Rs 10000/-)
Cancellation  Rs 25/-
Duplicate  Rs 50/-
Revalidation  Rs 50/-

Pay Order

Pay Order Charges
Issue Upto Rs 50,000 - Rs 50/-
Above Rs 50,000 - Rs 2.50/Rs 1000/- (min Rs 80/-)
Cancellation Rs 25/-
Duplicate Rs 50/-
Revalidation Rs 50/-

TT

TT Charges
Issue Nil
Cancellation Nil
Duplicate Nil
Revalidation Nil

EFT

EFT Charges
Inward Nil
Outward Nil

Outstation cheque collection

Outstation cheque collection Charges
Upto Rs 5,000/- Rs 25/- per instrument
Rs 5,001/- to Rs 10,000/- Rs 50/- per instrument
Rs 10,001/- to Rs 1,00,000/- Rs 100/- per instrument
Rs 1,00,001/- and above Rs 200/- per instrument

Speed Clearing Charges

Speed Clearing Charges Charges
Upto Rs 1,00,000/- NIL
Rs 1,00,001/- and above Rs 150/- per instrument

NEFT Money Transfer

NEFT Money Transfer Charges
Inward Nil
Outward Upto Rs.10,000/ Rs.2.50/- per transaction

Rs.10,001 to Rs.1 lakh- Rs.5/- per transaction

Rs. 1 lakh to Rs. 2 lakhs - Rs.15/- per transaction

Above Rs.2 lakh - Rs.25/- per transaction

RTGS Money Transfer

RTGS Money Transfer Charges
Inward Nil
Outward Rs.2 lakh to Rs.5 lakhs - Rs.25/- per transaction

Rs.5 Lakhs and above - Rs.50/- per transaction

IMPS Funds Transfer

IMPS Funds Transfer Charges
Inward Nil
Outward Upto Rs.1 Lakh - Rs.5/- per transaction

Rs. 1 lakh to Rs. 2 lakhs - Rs.15/- per transaction

* Service Tax Extra

ECS

Charges for ECS (Credit) for affording credit to customer accounts - levied to the customer - at the destination branches Charges for ECS (Debit) - for debiting customer accounts - levied at destination branches Charges/penalties levied by destination branches for ECS(debit) returns due to non-availability of funds in customer Charges for certifying or verifying customer mandates
Nil Nil Rs.200/- per record plus service tax for inward ECS (debit) returns Rs.50/- per mandate plus service tax

Cheque return charges

Type of Account Outward Returns Inward Returns Outstation cheque return
For Savings Accounts Rs. 100 per return
Rs. 350 per instrument returned Rs. 100 per return
For Current Accounts - - -
Dishonour of outstation / local bills & cheques - - -

For Overdraft and Cash Credit Accounts

Type of Account Deposited at home branch for local clearing Issued by customer
LC/MC/IFB/AGRI(CORP)/MFI Rs.500/- per cheque Nil
SME Rs.100/- per cheque Rs.250/- per cheque

Other charges

Cheque Book Issue Upto 20 leaves per quarter - Free

Above 1 cheque book per quarter - Rs 50/- per cheque book
No Dues Certificate Nil
Balance Certificate Rs 25
Interest Certificate Nil
Account closure Nil if closed after 6 months

Rs 100 if closed within 6 months
Photo attestation Rs 50
Signature attestation Rs 25
Stop Payment charges Rs 100 per instrument Rs 200 for a series of instruments (beyond 3 cheques)
ECS Charges from the ECS uers as sponsor bank Re.1/- per record (minimum of Rs300/- per file)
ECS (debit) return charges Rs 200/-
Charges for certifying or verifying customer mandates Rs 50/- per mandate
Transaction Charges - Applicable for accounts that do not maintain prescribed AQB (not applicable to Salary/Priority/Trust accounts) 9 branch transactions per quarter - Nil

Beyond 9 branch transactions/qtr-Rs 100 per transaction
Transactions considered
  • Clearing transactions
    (Both Debit & Credit)
  • Transfer transactions
    (Only Debit)
  • NEFT Debit transactions
    (Processed at Branches)
  • RTGS Debit transactions
    (Processed at Branches)
Inter-city clearing charges - On volume Nil
Inter-city clearing charges - On value Nil
Mobile Banking charges Rs 15 per quarter for SMS Alerts except NRIs, Overdraft A/C's and Prepaid and Travel Currency Cardholders

Loans

Home Loans

Please click here to know more

Loan Against Property

Please click here to know more

Personal Loan

Please click here to know more

Loan Against Shares

Please click here to know more

Loan Against Security

Please click here to know more

Vehicle Loan

Please click here to know more

Education Loan

Please click here to know more

Credit Cards

Fees and Charges for Privée Infinite, Wealth Signature and Signature Credit Cards

Charges Privée Infinite Credit Card Wealth Signature Credit Card Signature Credit Card
Standard Joining Fee Nil Nil Nil
Standard Annual Fee Nil Nil Nil
Standard Add-on Card Joining Fee Nil Nil Nil
Standard Add-on Card Annual Fee Nil Nil Nil
Finance Charges (Retail Purchases & Cash) 2.95% per month (41.75% per annum) 2.95% per month (41.75% per annum) 2.95% per month (41.75% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount 2.5% (Min. Rs 250) of the Cash Amount 2.5% (Min. Rs 250) of the Cash Amount
Fee for Cash Payment Rs. 50/- Rs. 50/- Rs. 50/-
Card Replacement (lost or stolen or re-issue) Waived Waived Waived
Emergency Card Replacement Fee when overseas (through VISA) As per VISA Global Customer Assistance Services (GCAS). As per VISA Global Customer Assistance Services (GCAS). As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement Fee Waived Waived Waived
Overdue Penalty or Late Payment Fee
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
Rs. 300 if Total Payment Due is up to Rs. 2000; Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000; Rs. 600 if Total Payment Due is Rs. 5001 or more.
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee Waived Waived Waived
Outstation Cheque Fee Waived Waived Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds Rs 300 Rs 300 Rs 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) 2.5% of transaction amount or Rs. 10, whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000)
Foreign Currency Transaction Fee 3.50% of the transaction value 3.50% of the transaction value 3.50% of the transaction value
Mobile Alerts for Transactions Waived Waived Waived
Hotlisting Charges Waived Waived Waived
Balance Enquiry Charges Waived Waived Waived

Fees and Charges for Platinum Advantage, Platinum, Titanium, Gold, Silver Credit Cards

Charges Platinum Advantage Platinum Titanium/Gold Silver
Standard Joining Fee Rs 1000 Rs. 500 (Waived on spends of
Rs. 5000 within 45 days of card setup), for cards setup on or after February 07, 2011

Nil, for cards setup before February 07, 2011
Rs. 250 (Waived on spends of
Rs. 2500 within 45 days of card setup), for cards setup on or after February 07, 2011

Nil, for cards setup before February 07, 2011
Nil
Standard Annual Fee Rs 500 Rs.200 (from 2nd year onwards. Waived on spends of Rs. 100000 in the preceding year), for cards setup on or after February 07, 2011

Nil, for cards setup before February 07, 2011
Rs.100 (from 2nd year onwards. Waived on spends of Rs. 50000 in the preceding year), for cards setup on or after February 07, 2011

Nil, for cards setup before February 07, 2011
Nil
Standard Add-on Card Joining Fee Nil Rs 100, for cards setup before February 07, 2011

Nil, for cards setup on or after February 07, 2011
Rs 100, for cards setup before February 07, 2011

Nil, for cards setup on or after February 07, 2011
Nil
Standard Add-on Card Annual Fee Nil Nil Nil Nil
Finance Charges (Retail Purchases & Cash) 2.95% per month (41.75% per annum) 2.95% per month (41.75% per annum) Titanium: 3.25% per month (46.78% per annum)

Gold: 2.95% per month (41.75% per annum)
3.25% per month (46.78% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount 2.5% (Min. Rs 250) of the Cash Amount 2.5% (Min. Rs 250) of the Cash Amount 2.5% (Min. Rs 250) of the Cash Amount
Fee for Cash Payment Rs. 100/-
(Effective March 01, 2014)
Rs. 100/-
(Effective March 01, 2014)
Rs. 100/-
(Effective March 01, 2014)
Rs. 100/-
(Effective March 01, 2014)
Card Replacement (lost or stolen or re-issue) Waived Waived Waived Waived
Emergency Card Replacement Fee when overseas (through VISA) As per VISA Global Customer Assistance Services (GCAS). As per VISA Global Customer Assistance Services (GCAS). As per VISA Global Customer Assistance Services (GCAS). As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement Fee Waived Waived Waived Waived
Overdue Penalty or Late Payment Fee
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee Waived Waived Waived Waived
Outstation Cheque Fee Waived Waived Waived Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds Rs 300 Rs 300 Rs 300 Rs 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways
Fuel Transaction Surcharge Waived (For fuel transaction to be between Rs 400 and Rs 4000) Waived (For fuel transaction to be between Rs 400 and Rs 4000) Waived (For fuel transaction to be between Rs 400 and Rs 4000) 2.5% or Rs 10 whichever is higher
Foreign Currency Transaction Fee 3.50% of the transaction value 3.50% of the transaction value 3.50% of the transaction value 3.50% of the transaction value
Mobile Alerts for Transactions Waived Waived Waived Waived
Hotlisting Charges Nil Nil Nil Nil
Balance Enquiry Charges Waived Waived Waived Waived

With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.

Fees and Charges for Easy Credit Card

Charges Easy
Platinum Advantage Platinum Gold Silver
Standard Joining Fee Rs. 1000 Nil Nil Nil
Standard Annual Fee Rs. 500 pa Nil Rs. 100 from Year 2 Nil
Standard Add-on Card Joining Fee Nil Rs. 100 Rs. 100 Nil
Standard Add-on Card Annual Fee Nil Nil Nil Nil
Finance Charges (Retail Purchases & Cash) 1.95% p.m. 1.95% p.m. 1.95% p.m. 1.95% p.m.
Cash Withdrawal Fees Rs. 100 at domestic Axis Bank ATMs
2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs
Rs. 100 at domestic Axis Bank ATMs 2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs Rs. 100 at domestic Axis Bank ATMs
2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs
Rs. 100 at domestic Axis Bank ATMs
2.5% of the Cash withdrawal amount (Minimum Rs. 250) at International or Non-Axis Bank ATMs
Fee for Cash Payment Rs. 100/-
(Effective March 01, 2014)
Rs. 100/-
(Effective March 01, 2014)
Rs. 100/-
(Effective March 01, 2014)
Rs. 100/-
(Effective March 01, 2014)
Card Replacement (lost or stolen or re-issue) Waived Waived Waived Waived
Emergency Card Replacement Fee when overseas (through VISA) As per VISA Global Customer Assistance Services (GCAS). As per VISA Global Customer Assistance Services (GCAS). As per VISA Global Customer Assistance Services (GCAS). As per VISA Global Customer Assistance Services (GCAS).
Duplicate Statement Fee Waived Waived Waived Waived
Overdue Penalty or Late Payment Fee
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500) 3% of the overlimit amount (Min. Rs 500)
Chargeslip Retrieval Fee or Copy Request Fee Waived Waived Waived Waived
Outstation Cheque Fee Waived Waived Waived Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds Rs 300 Rs 300 Rs 300 Rs 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways
Petrol Transaction Surcharge 2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) 2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) 2.5% of transaction amount or Rs. 10 whichever is higher (Refunded for fuel transactions between Rs. 400 and Rs. 4000) 2.5% or Rs 10 whichever is higher
Foreign Currency Transaction Fee 3.50% of the transaction value 3.50% of the transaction value 3.50% of the transaction value 3.50% of the transaction value
Mobile Alerts for Transactions Waived Waived Waived Waived
Hotlisting Charges Nil Nil Nil Nil
Balance Enquiry Charges Waived Waived Waived Waived

With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.

Fees and Charges for Corporate Credit Cards

Charges Corporate
Corporate Liability Individual Liability
Standard Joining Fee As agreed with company As agreed with company
Standard Annual Fee As agreed with company As agreed with company
Standard Add-on Card Joining Fee NA Nil
Standard Add-on Card Annual Fee NA Nil
Finance Charges (Retail Purchases & Cash) NA 2.95% Per month (41.75% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount 2.5% (Min. Rs 250) of the Cash Amount
Fee for Cash Payment Nil Rs. 50/-
Card Replacement (lost or stolen or re-issue) Nil Nil
Emergency Card Replacement Fee when overseas (through VISA) As per VISA Global Customer Assistance Services(GCAS) As per VISA Global Customer Assistance Services(GCAS)
Duplicate Statement Fee Waived Waived
Overdue Penalty or Late Payment Fee 3% of the total amount due(Min. Rs. 350)
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
Over Limit Penalty 3% of the Overlimit Amount (Min Rs. 300) 3% of the Overlimit Amount (Min Rs. 500)
Chargeslip Retrieval Fee or Copy Request Fee Rs 200 Rs 200
Outstation Cheque Fee Waived Waived
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds Rs. 300 Rs. 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways As prescribed by IRCTC/Indian Railways
Petrol Transaction Charge Waived (For a minimum transaction of Rs. 400 and a maximum of Rs. 4,000) Waived (For a minimum transaction of Rs. 400 and a maximum of Rs. 4,000)
Foreign Currency Transaction Fee 3.5% of the transaction value 3.5% of the transaction value
Mobile Alerts for Transactions Waived Waived
Hotlisting Charges Nil Nil
Balance Enquiry Charges Waived Waived

With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.

Fees and Charges for Trust, Shriram Credit Cards

Charges Trust Chemist Credit Card Shriram Credit Card
Standard Joining Fee Nil 500 (incl of taxes)
Standard Annual Fee Nil Rs 300
Standard Add-on Card Joining Fee Nil NA
Standard Add-on Card Annual Fee Nil NA
Finance Charges (Retail Purchases & Cash) 2.95% Per month (41.75% per annum) 2.95% Per month (41.75% per annum)
Cash Withdrawal Fees 2.5% (Min. Rs 250) of the Cash Amount 2.5% (Min Rs 100)
Fee for Cash Payment Nil Nil
Card Replacement (lost or stolen or re-issue) Rs 100 Rs 250
Emergency Card Replacement Fee when overseas (through VISA) As per VISA Global Customer Assistance Services (GCAS). NA
Duplicate Statement Fee Rs 50 Rs 50
Overdue Penalty or Late Payment Fee
  • Rs. 300 if Total Payment Due is up to Rs. 2000
  • Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000
  • Rs. 600 if Total Payment Due is Rs. 5001 or more
30% of Min. Amt. Due (Min. Rs 100, Max. Rs 300)
Over Limit Penalty 3% of the Overlimit Amount (Min Rs 500)
3% of the Overlimit Amount (Min Rs 300)
Chargeslip Retrieval Fee or Copy Request Fee Rs 200 Rs 200
Outstation Cheque Fee Rs 50 Rs 50
Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds Rs 300 Rs 300
Surcharge on purchase or cancellation of Railway Tickets As prescribed by IRCTC/Indian Railways NA
Petrol Transaction Charge 2.5% or Rs 10 whichever is higher Waived at select HPCL Petrol Pumps. At other pumps 2.5% or Rs 10 whichever is higher
Foreign Currency Transaction Fee 3.5% of transaction amount NA
Mobile Alerts for Transactions Waived Waived
Hotlisting Charges Nil Nil
Balance Enquiry Charges Waived Waived

With effect from February 21, 2011, PlusPoint Redemption fee of Rs. 30 will be charged for each redemption request.

Debit Cards

Fees and Charges

Charges Priority Banking
Platinum Chip
Debit Card
Priority Banking Titanium Rewards Titanium Prime Plus Titanium Prime Visa Gold Mastercard Gold Plus International (Visa / Mastercard) Power Salute NRI International NRI Domestic (Visa / Mastercard) Smart Privilege Business Titanium Rewards Business Debit Business Platinum Debit Card
Issuance Charges**** Rs 1000 Free Rs 500 Free
(Rs 100 for Joint Holder)
Free
(Rs 100 for Joint Holder)
Rs 250 Rs 500 Rs 150*** 0 Rs 95 Rs 95 Rs 50 Rs 250 Rs 95 Rs 500
Annual Charges Rs 500 Rs 195* Rs 300 Rs 150* Rs 150* Rs 250 Rs 250 Rs 150*** 0 Rs 100 Rs 100 Rs 150 Rs 250 Rs 100 Rs 500
MyDesign Image Card Charges NA Rs 100 Rs 150 NA Rs 150
Replacement Charges Rs 500 Rs 100 Rs 150 Rs 100 Rs 100 Rs 250 Rs 500 Rs 100 Rs 100 Rs 100 Rs 100 Rs 100 Rs 250 Rs 100 Rs 150
Duplicate PIN Rs 50
Domestic Cash Withdrawal (Axis Bank ATMs) Free Nil
Domestic Balance Inquiry (Axis Bank ATMs) Free Nil
Free Other ATM Transactions allowed per calendar month Unlimited Unlimited Unlimited 10 10 Unlimited Unlimited 5 5 5 5 5 Unlimited 0 N.A
Domestic Cash Withdrawal Charge at other ATMs (beyond free transactions) NA NA NA Rs 18.13 Rs 18.13 NA NA Rs 18.13 Rs 18.13 Rs 18.13 Rs 18.13 Rs 18.13 NA Rs 18.13 Rs. 20 per transaction. Free** if the card is used for purchase transaction
Domestic Balance Inquiry Charge at other ATMs (beyond free transactions) NA NA NA Rs 8.5 Rs 8.5 NA NA Rs 8.5 Rs 8.5 Rs 8.5 Rs 8.5 Rs 8.5 NA Rs 8.5 Rs. 8 per transaction. Free** if the card is used for purchase transaction
International Cash Withdrawal Free Rs 125
International Balance Inquiry Free Rs 25

*Will be reversed if the cardholder makes at least 10 purchase transactions or a minimum of INR 50,000 worth of purchases using the card in the preceding year.

** Please use the Business Platinum Debit Card for one purchase transaction to get reversal of charges on using non Axis Bank Atm's. Please note that other Bank ATM transactions charges will be reversed for transactions made after using the debit card for a purchase transaction. Fee for all other Bank ATM transactions will be initially debited from the linked current account and will be reversed in the subsequent month

*** Effective 1st May 2013, for Metro and Urban Centres, Issuance Fee is being revised to Rs. 150 and Annual Fee is being revised from Rs. 100 to Rs. 150. For Semi Urban and Rural Centres, Issuance Fee is being revised to Rs. 150 and Annual fee is being revised from Rs. 50 to Rs. 100.

****Additional Rs. 50 will be charged for Chip Debit Cards

Starting 1st May 2013, Annual fee on Debit Cards for Prime Salary (SAPPM) customers will be charged Rs. 100/- .

All above changes are applicable to both Primary and Joint account holders.

Applicable Service Tax will be levied on the aforementioned charges.

Balance Inquiry & Cash Withdrawal Transactions are free on all Axis Bank ATMs

With effect from April 1, 2009, additional charges, as applicable, can be levied by the acquiring bank in case of international ATM cash withdrawal transactions. These charges will be in addition to the charges levied by Axis Bank for international ATM cash withdrawal transactions.

A cross-currency mark-up of 3.5% will be levied in case of all international cash withdrawal and purchase transactions.

Annual fees will be charged to the customers whose cards get closed before the end of the card year on a pro-rata basis.
An additional fee of Rs 150 would be charged for an Image Debit Card under the MyDesign facility. Re 1 would be charged for an online application.

Starting February 1, 2010, charges* will be applicable on the usage of various Axis Bank Debit Card variants for domestic non-Axis Bank ATM cash withdrawal transactions as per the following table :

Debit Cards Charges on first 5 ATM transactions of the month Charges on per transaction from 6th ATM transaction onwards of the month
Business Debit Rs. 20 Rs 20
Visa International Free Rs 20
MasterCard International Free Rs 20
Smart Privilege Free Rs 20
Power salute Free Rs 20
NRI Domestic Free Rs 20
NRI International Free Rs 20
Debit Cards Charges on first 5 ATM transactions of the month Charges on per transaction from 6th ATM transaction onwards of the month
Business Gold Free Free
Visa Gold Free Free
Priorit Banking Free Free
Gold Plus Free Free
Priority Banking Platinum Chip Debit Card Free Free
* All charges are inclusive of Service Tax.

Investment and Insurance

Life Insurance

To know the applicable commissions and charges, please contact your nearest Branch / Relationship Manager

General Insurance

To know the applicable commissions and charges, please contact your nearest Branch / Relationship Manager

Mutual Funds

To know the applicable commissions and charges, please contact your nearest Branch / Relationship Manager

Foreign Exchange

Service Charges for Foreign Exchange Transactions

Link to RBI website on service charges and fees.