Prime Savings Account

A savings account

for your specific financial requirements

Prime Savings Account

Get your Prime Savings Account

Earn eDGE LOYALTY REWARDSThe Prime Savings Account is the account for you if you want extras on your account. This account comes with enhanced access and higher transaction limits.

  • 4% rate of interest on daily balances, paid quarterly How can I make my account earn more?
  • Minimum opening deposit of Rs.25,000 in metros^
  • Access to over 11,500 Axis Bank ATMs and 2300 Axis Bank branches free of cost
  • Internet and Mobile Banking access (on all mobile phones). How does this work?


  • Enhanced withdrawal limits of Rs.50,000 at ATMs and shopping transactions of Rs.100,000 daily
  • Higher ATM transaction limits of 10 free transactions at other bank ATMs per month
  • Higher Cash transaction limits

eDGE Loyalty Rewards Program

Presenting eDGE Loyalty Rewards our bank wide loyalty program where you can earn points on your Savings Account transactions like

  • Registering for e-statement
  • Ordering a cheque book online or through an ATM
  • Registering and paying bills using internet banking and many more

That’s not all, you also earn points on spending with your Debit / Credit Card as well.

Our program lets you indulge in 500 fabulous rewards spread across multiple categories - 'Dream Rewards, Little Indulgences, Favourites, Amazing Deals, Festive Specials, What’s new etc.

Click here to see our exciting rewards catalogue!


  • One free, ‘payable-at-par’ Chequebook per quarter
  • 2 free DDs/POs (@axis bank locations) per month
  • Get 100% discount on the annual debit card fee by swiping for Rs.50,000 in a year or doing 10 shopping transactions

Debit Card

  • A premium Titanium Prime Debit Card at no issuance cost
  • Avail of higher personal accident insurance cover of upto Rs.3 lakhs by swiping your card once every 6 months ^
  • Enhanced Combined Lost Card Liability and Purchase protection liability of up to Rs 50,000 to protect against fraudulent use of the debit card or damage/loss of articles purchased using debit card ^

Fees And Charges

*The basic account maintenance charges are

  • Balance (AQB) Threshold requirement/Non maintenance fees. What is AQB?
    • Metro/Urban Branch: Rs 25,000 per quarter/ Rs.1000 if AQB < Rs.10,000, Rs.750 if AQB between Rs.10,000 & Rs.25,000
    • Semi Urban/Rural Branch: Rs.750 if AQB < Rs.5,000, Rs.500 if AQB between Rs.5,000 & Rs.10,000

  • Cash Transaction Charges

    The first 5 cash transactions (or Rs. 25 Lakhs worth in value, whichever is higher) in Metro & Urban locations and the first 10 cash transactions (or Rs. 25 Lakhs worth in value, whichever is higher) are free with this account. Beyond this, cash transaction will be charged Rs. 4 per Rs. 1000 or Rs. 100, whichever is higher

Please refer to the complete list of Service fees and charges

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