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MediPrime

Does your health insurance offer you cashless claim in 4 hours** & help you save on tax too? We do.

Tata AIG MediPrime is a transparent health insurance policy without any sub-limits on health expenses, so both you and your savings remain healthy.

Key Features

  • No medicals on enrollment – Upto 50 years and/or for sum assured upto Rs 5 lacs
  • Comprehensive hospitalization coverage withoutany sub-limits
    • On inpatient treatment expenses
    • On day care procedures expenses
    • On domiciliary treatment
    • On organ donor expenses
  • Tax savings U/S 80D – Upto Rs 35,000*
  • No co-pay is applicable
  • Cashless hospitalization at 5000+ hospitals
    • Click here to view the list of network hospitals
  • No loading on renewal premium in case of a claim

What are the benefits offered by Tata AIG MediPrime?

MediPrime Benefits
(per Policy Year)
Sum Insured (in lacs)
Rs. 2.00, Rs 3.00, Rs 4.00
Sum Insured (in lacs)
Rs. 5.00, Rs 7.50, Rs 10.00
a)In-patient Treatment  Covered without Sub-limits  Covered without Sub-limits
b)Pre-hospitalization Covered without Sub-limits  Covered without Sub-limits
c) Post-hospitalization Covered without Sub-limits  Covered without Sub-limits
d) Day Care Procedures Covered without Sub-limits  Covered without Sub-limits
e) Domiciliary Treatment Covered without Sub-limits  Covered without Sub-limits
f) Organ Donor Expenses Covered without Sub-limits  Covered without Sub-limits
g) Emergency Ambulance  Up to Rs. 2,500 per hospitalization  Up to Rs. 2,500 per hospitalization
h) Dental Treatment (In case
of Accident)
In-patient treatment - Up to 100% of Sum Insured and Outpatient Dental treatment - Up to Rs 5,000. In-patient treatment - Up to 100% of Sum Insured and Outpatient Dental treatment - Up to Rs 7,500.
I) Ayush Benefit Inpatient Ayurveda, Unani, Sidha or Homeopathy treatment maximum up to Rs 20,000 Inpatient Ayurveda, Unani, Sidha or Homeopathy treatment maximum up to Rs 25,000
j) Daily Cash for Accompanying an Insured Child Rs 300 per day, maximum up to Rs 9,000 per hospitalistation Rs 500 per day, maximum up to Rs 15,000 per hospitalistation
k) Vaccination (In case of post-bite treatment) In-patient treatment - Up to 100% of Sum Insured and Outpatient Vaccination - Up to Rs 5,000 In-patient treatment - Up to 100% of Sum Insured and Outpatient Vaccination - Up to Rs 5,000
l) Health Check-up Up to 1% of the Sum Insured per Policy subject to a maximum of Rs 5,000 per Insured Person only once at the end of a block of every continuous four claim free years. Up to 1% of the Sum Insured per Policy subject to a maximum of Rs 5,000 per Insured Person only once at the end of a block of every continuous four claim free years.

What does Tata AIG's MediPrime cover?

  • Room & ICU charges.
  • Day Care Procedures - Medical expenses for 140 different Day Care procedures which do not require 24 hours hospitalization due to technological advancement.
  • Domiciliary Treatment - Medical Expenses incurred by an Insured Person for availing medical treatment at his home which would otherwise have required hospitalization.
  • Organ Donor - In-patient medical expenses incurred on the insured (i.e. recipient) and the organ donor for harvesting (i.e. surgery & storage of organ) for organ transplantation.

What is not covered under Tata AIG MediPrime cover?

Following is a partial list of the policy exclusions. Please refer to the policy wording Section 3 major exclusions for the complete list of exclusions.

War or any act of war, nuclear, chemical and biological weapons, radiation of any kind, breach of law with criminal intent, intentional or attempted suicide, participation or involvement in naval, military or air force operation, racing, diving, aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing, abuse of intoxicants or hallucinogenic substances such as intoxicating drugs and alcohol, treatment of obesity and any weight control program, Psychiatric, mental disorders, congenital internal or external diseases, defects or anomalies, genetic disorders; sleep apnoea, expenses arising from HIV or AIDs and related diseases, sterility, treatment to effect or to treat infertility, any fertility, sub-fertility, surrogate or vicarious pregnancy, birth control, surgery for nasal septum deviation, circumcisions, laser treatment for correction eye due to refractive error, plastic surgery or cosmetic surgery unless required due to an Accident, Cancer or Burns, any non allopathic treatment.

* Tax benefits are subject to changes in tax laws. This benefit is U/S 80D. If one purchases a health insurance policy for self / spouse / children, he/she can claim a tax deduction of upto Rs. 15,000. When one purchases a health insurance policy for parents (a senior citizen), he/she is eligible for an additional tax deduction benefit upto Rs. 20,000

** After submitting all requisite documents in time and within network hospitals

Disclaimer :

Insurance is the subject matter of the solicitation. For more details on risk factors and terms and conditions, please read the sales brochure carefully before concluding a sale.

The benefits and features of the products and services are purely indicative in nature. The purchase of a Tata AIG insurance product by Axis Bank’s customers is purely on a voluntary basis. For clarifications, customers can call on 1800 201 2009 or write to insurance@axisbank.com. Axis Bank is a Licensed Corporate Agent (CA license no. 1891411) of Tata AIG General Insurance Company Limited (IRDA registration no.108). The insurance products are underwritten by Tata AIG General Insurance Company Limited (‘Tata AIG’), having its registered office at 9th Floor, Piramal Tower, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai 400 013. This information is given by Axis Bank Limited (‘Axis Bank’) whose registered office is at ‘TRISHUL’, Third Floor, Opp. Samartheshwar Temple, Nr. Law Garden, Ellisbridge, Ahmedabad 380006.

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